321 Ely Cir, Carroll, IA 51401 Property Records

Carroll County property record for 321 Ely Cir, Carroll, IA 51401 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,404 sqft · built 1996
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Sep 2025)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	May 2009 Mortgage Sep 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0625308007`

Property Details

APN / Parcel Number

Primary APN	`0625308007`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	321 ELY CIR
City	CARROLL
State	IA
Zip	51401-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHDALE ADDITION BLOCK 1 LOT 6
Legal Subdivision	SOUTHDALE ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	3
Census Block	3016
Census Tract	960400

Owner

Source: Carroll County records · APN 0625308007

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 ELY CIR, CARROLL, IA 51401-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 08, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB
Sep 16, 2025	Warranty Deed, Transfer · Line of Credit COMMERCIAL SAVINGS BANK
Nov 05, 2007	Legal Action/Court Order, Foreclosure · Stand-Alone Second Mortgage COUNTRYWIDE BANK FSB
Nov 05, 2007	Legal Action/Court Order, Foreclosure · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Feb 04, 2011 · Amount on Record
Deed Document Number	20252516
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	321 ELY CIR, CARROLL, IA 51401-3226
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009/1853
Date	May 08, 2009
Book Page	2009/1853
Instrument	2009-1853

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2039

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Sep 16, 2025
Property Address	321 ELY CIR, CARROLL, IA 51401-3226
Document Number	0020252516
Instrument Date	Sep 10, 2025
Instrument	2025-2516
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TTL & INVESTMENT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$509.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 ELY CIR, CARROLL, IA 51401-3226

Mortgage

Document Number	0020252517
Date	Sep 16, 2025
Instrument	2025-2517

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

November 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	Nov 05, 2007
Property Address	321 ELY CIR, CARROLL, IA 51401-3226
Document Number	02007/3797
Book / Page	2007 / 3797
Instrument Date	Oct 29, 2007
Instrument	2007-3797
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 ELY CIR, CARROLL, IA 51401-3226

Mortgage

Document Number	0020073800
Date	Nov 05, 2007
Instrument	2007-3800

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2037

November 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	Nov 05, 2007
Property Address	321 ELY CIR, CARROLL, IA 51401-3226
Document Number	02007/3796
Book / Page	2007 / 3796
Instrument Date	Oct 29, 2007
Instrument	2007-3796
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount Recorded
Tax	$132.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 ELY CIR, CARROLL, IA 51401-3226

Mortgage

Document Number	0020073799
Date	Nov 05, 2007
Instrument	2007-3799

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2037

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,640 (-) Land $45,080 Building $252,560	$297,640 (-) Land $45,080 Building $252,560
2025	$3,206.00 (+5.81%) Homeowner's exemption	$297,640 (+10.91%) Land $45,080 Building $252,560	$297,640 (+10.91%) Land $45,080 Building $252,560
2023		$268,370 (+22.46%) Land $45,080 Building $223,290	$268,370 (+22.46%) Land $45,080 Building $223,290
2022		$219,150 Land $36,720 Building $182,430
2021			$219,150 Land $36,720 Building $182,430
2018	$3,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (19027C), updated September 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190279604003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Breda Telephone	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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