Madison County property record for 321 Elmsleigh Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,432 sqft |
| Lot Size | 1.04 acres (45,503 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Oct 2020) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0001-0023 |
| Primary APN | 0060-0001-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,503 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 1,113 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Account Number | 46072 |
|---|---|
| Street Address | 321 ELMSLEIGH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREMONT LOT 23 |
| Legal Subdivision | TREMONT |
| Legal Lot Number | 23 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11401 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 ELMSLEIGH DR, BEREA, KY 40403-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit PARK FEDERAL CREDIT UNION |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Oct 27, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Jun 4, 2007 |
| Deed Document Number | 202014022901 |
| Deed Book / Page | 796 / 122 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 0D0622/072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 321 ELMSLEIGH DR, BEREA, KY 40403-9561 |
| Document Number | 0014369303 |
| Book / Page | 2493 / 701 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202614369303 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 ELMSLEIGH DR, BEREA, KY 40403-9561 |
| Document Number | 0014369303, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 2493/701 |
| Instrument | 202614369303 |
| Name | PARK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 321 ELMSLEIGH DR, BEREA, KY 40403-9561 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M2086/12 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | M2086/12 |
| Instrument | 2014050267 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 27, 2020 |
| Property Address | 321 ELMSLEIGH DR, BEREA, KY 40403-9561 |
| Document Number | D00796/122 |
| Book / Page | D00796 / 122 |
| Map Reference | CAB 14 SL 183 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2014022901 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 RICHMOND RD N, 500, BEREA, KY 40403-1055 |
| Name | Verified Name |
|---|---|
| Address | 321 ELMSLEIGH DR, BEVERLY |
| Document Number | 2014022902 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2014022902 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (-2.81%) | $360,000 (-) | $360,000 (-) |
| 2023 | $3,492.00 | $360,000 | $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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