Lancaster County property record for 321 Elm St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,230 sqft · built 1940 |
| Lot Size | 0.331 acres (14,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,500 (Jan 2020) |
| Tax Bill | $921 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081A-0K-010.00 |
| Primary APN | 0081A-0K-010.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,472 sqft |
| Flooring | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,412 sqft (0.331 acres) |
| Lot Dimensions | 10 ft deep x 130 ft wide |
| Porch | Porch |
| Porch Area | 242 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 12565 |
|---|---|
| Street Address | 321 ELM ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 130X100 |
| Legal Subdivision | W S LANGLEY |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 10800 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 ELM ST, LANCASTER, SC 29720-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage PRIME LNDG |
| Jan 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 27, 2017 | Deed with Mortgage, Transfer · Conventional Mortgage MARCELLA H FARINO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 2020938 |
| Deed Book / Page | 1300 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 321 ELM ST, LANCASTER, SC 29720-2449 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 321 ELM ST LANCASTER SC 297202449, LANCASTER, SC 29720-2449 |
| Document Number | 939 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 003907/000301 |
| Instrument | 939 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jan 10, 2020 |
| Property Address | 321 ELM ST, LANCASTER, SC 29720-2449 |
| Document Number | 0000000580 |
| Book / Page | 001299 / 000077 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 580 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8160 REGENT PKWY FORT MILL SC 297158366, FORT MILL, SC 29715-8366 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 27, 2017 |
| Property Address | 321 ELM ST, LANCASTER, SC 29720-2449 |
| Book / Page | 001070 / 000328 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 10881 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8160 REGENT PKWY FORT MILL SC 297158366, FORT MILL, SC 29715-8366 |
| Document Number | 0000010881 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 001070/000328 |
| Instrument | 10881 |
| Name | MARCELLA H FARINO |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 26, 2024 |
| Rate | 3% |
|---|
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $921.00 (+12.87%) | $4,757 (+15.01%) Land $381 Building $4,376 | $145,000 (+40.23%) Land $11,600 Building $133,400 |
| 2024 | $816.00 (-11.97%) | ||
| 2023 | $927.00 | $4,136 Land $464 Building $3,672 | $103,400 Land $11,600 Building $91,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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