Anoka County property record for 321 Elm St, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Nov 2025) |
| Tax Bill | $3,406 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-31-22-44-0007 |
| Primary APN | 18-31-22-44-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 666363 |
|---|---|
| Street Address | 321 ELM ST |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 75 FT OF THAT PRT OF E1/2 OF SE1/4 OF SEC 18 TWP 31 RGE 22 DESC AS FOL: BEG AT A PT ON S LINE OF SD 1/4, 1504 FT E OF SW COR THEREOF; TH N PRLL/W E LINE OF SD 1/4, 264 FT; TH E PRLL/W SD S LINE 165 FT; TH S PRLL/W SD E LINE 264 FT TO SD S LINE; TH |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 18 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 50229 |
Source: Anoka County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 ELM ST, CIRCLE PINES, MN 55014-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit SUNRISE BANKS NA |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2025 · Amount on Record |
| Deed Document Number | 20252453247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 321 ELM ST, LINO LAKES, MN 55014-1269 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2108 E 43RD ST, MINNEAPOLIS, MN 55407-3050 |
| Investor | Possibly a Property Investor |
| Document Number | A2447892005 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | A2447892.005 |
| Name | SUNRISE BANKS NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Nov 14, 2025 |
| Property Address | 321 ELM ST, LINO LAKES, MN 55014-1269 |
| Document Number | A2453247001 |
| Instrument Date | Nov 12, 2025 |
| Instrument | A2453247.001 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 ELM ST, LINO LAKES, MN 55014-1269 |
| Document Number | A2453247002 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | A2453247.002 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,406.00 (+8.47%) Homeowner's exemption | $315,200 (+9.79%) Land $123,000 Building $192,200 | $315,200 (+9.79%) Land $123,000 Building $192,200 |
| 2025 | $3,140.00 (+4.42%) Homeowner's exemption | $287,100 (+3.01%) Land $123,000 Building $164,100 | $287,100 (+3.01%) Land $123,000 Building $164,100 |
| 2024 | $3,007.00 | $278,700 Land $116,600 Building $162,100 | $278,700 Land $116,600 Building $162,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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