321 Elliott St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 321 Elliott St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,316 sqft · built 1930
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$464,900 (Jan 2021)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0018 B:0232 L` `4054`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	1,981 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4054
Street Address	321 ELLIOTT ST
City	BEVERLY
State	MA
Zip	01915-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	BATEMAN ESTATES
Legal Block	232
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2002
Census Tract	217201

Owner

321 Elliott St is owned and occupied by two individuals who bought it in January 2021.

Source: Essex County and Beverly City records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 12, 2021	Quit Claim Deed, Transfer · FHA Mortgage ROSS MORTGAGE COMPANY INC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Dec 14, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Book / Page	39404 / 402
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	3940000402
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Recording Date	Sep 8, 2026
Property Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421
Document Number	0000000240
Book / Page	43614 / 141
Instrument Date	Aug 6, 2026
Instrument	2026240
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421

Mortgage

Document Number	0000000240,
Date	Sep 8, 2026
Book Page	43614/141
Instrument	2026240

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jan 12, 2021
Property Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421
Document Number	039404-402
Book / Page	39404 / 402
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421

Mortgage

Document Number	0039404405
Date	Jan 12, 2021
Instrument	39404/405

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421
Document Number	37704-170
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ELLIOTT ST BEVERLY MA 019152421, BEVERLY, MA 01915-2421

Mortgage

Document Number	37704-170
Date	Jul 29, 2019
Book Page	037704/000170
Instrument	1907292940

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Dec 14, 2018
Property Address	321 ELLIOTT ST, BEVERLY, MA 01915-2421
Document Number	37220-271
Book / Page	037220 / 000271
Instrument Date	Dec 8, 2018
Instrument	1214006200
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ELLIOTT ST BEVERLY MA 019152421, BEVERLY, MA 01915-2421

Mortgage

Document Number	37220-274
Date	Dec 14, 2018
Book Page	037220/000274
Instrument	1214006210

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 321 Elliott St was $6,057, up 4.9% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,057.00 (+4.86%)	$551,100 (+7.16%) Land $360,600 Building $190,500	$574,845
2024	$5,776.00 (+4.2%)	$514,300 (+4.47%) Land $323,800 Building $190,500
2023	$5,543.00	$492,300 Land $301,800 Building $190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Elliott St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Elliott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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