321 Elk Loop, Carbonado, WA 98323 Property Records

Pierce County property record for 321 Elk Loop, Carbonado, WA 98323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,352 sqft · built 1994
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2023)
Tax Bill	$3,256 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800012-0-110`

Property Details

APN / Parcel Number

Primary APN	`800012-0-110`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	676 sqft
Upper Floors Area	676 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	156 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	321 ELK LOOP
City	CARBONADO
State	WA
Zip	98323-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 06 QUARTER 21 GLACIER POINT L 11 EASE OF RECORD OUT OF 965000-0230 SEG F0793 MD 3/1/94MD
Legal Range	06
Legal Township	18
Legal Section	04
Legal Subdivision	GLACIER POINT
Legal Lot Number	11
Jurisdiction	PIERCE WA
Township / Civil Division	BUCKLEY
Census Block Group	1
Census Block	1029
Census Tract	70206

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 176, CARBONADO, WA 98323-0176
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Sep 9, 1994
Deed Document Number	202376
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 14, 2023
Property Address	321 ELK LOOP, CARBONADO, WA 98323-5502
Document Number	0003140076
Map Reference	DOC 9402160460
Instrument Date	Mar 9, 2023
Instrument	202303140076
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ELK LOOP, CARBONADO, WA 98323-5502

Mortgage

Document Number	0003140077
Date	Mar 14, 2023
Instrument	202303140077

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	321 ELK LOOP, CARBONADO, WA 98323-5502
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009281279
Date	Sep 28, 2020
Instrument	202009281279

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Carbonado Town
Unified School District	Carbonado School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,256.00 (+3.96%)	$461,500 (+11.23%) Land $213,500 Building $248,000	$461,500 (+11.23%) Land $213,500 Building $248,000
2025	$3,132.00 (+2.89%)
2024	$3,044.00 (+1.4%)	$414,900 (-0.86%) Land $177,900 Building $237,000	$414,900 (-0.86%) Land $177,900 Building $237,000
2023	$3,002.00	$418,500 Land $187,800 Building $230,700	$418,500 Land $187,800 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBONADO WATER DEPT serves 875 people · EPA ID WA5311100
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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