321 el Rio Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 321 el Rio Ave, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,044 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
Owner2 Trust Names on File
Last Sale$385,000 (Feb 2005)
Tax Bill$5,314 (2026)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone AE (high risk)
APN107-005-010-000

Property Details

APN / Parcel Number

Primary APN107-005-010-000
Alternative APNs
  • 1070510000
  • 1070510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,044 sqft Living Area
Gross Area2,035 sqft
1st Floor Area2,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area15,682 sqft (0.36 acres)
View / LotCorner
Garage Area638 sqft
Parking Spaces2 Parking Spaces
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 EL RIO AVE
CityMODESTO
StateCA
Zip95354-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMODESTO LOT 5 BLOCK 236
Legal SubdivisionMODESTO
Legal Block4
Legal Lot Number5
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group4
Census Block4008
Census Tract1900

Owner

321 el Rio Ave is owner-occupied and held in a trust since February 2005.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address321 EL RIO AVE, MODESTO, CA 95354-1423
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2005 · Amount on File
Deed SaleFeb 1, 2005 · Amount on File
Deed Document Number200518274
Prior Transfer DateNov 15, 2001
Prior Transfer Doc0000145634
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMay 21, 2026
Property Address321 EL RIO AVE, MODESTO, CA 95354-1423
Document Number0000028869
Instrument DateMay 18, 2026
Instrument202628869
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address321 EL RIO AVE, MODESTO, CA 95354-1423

Tax Assessment & Valuation

The 2026 property tax bill for 321 el Rio Ave was $5,314, down 0.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,314.00 (-0.88%)$458,500 (-) Land $215,000 Building $243,500
2025$5,361.00$458,500 Land $215,000 Building $243,500
2023$5,333.00 (+3.37%)$465,750 Land $241,250 Building $224,500
2022$5,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 el Rio Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–1997)
Claims Outside the SFHA7 of 7
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 el Rio Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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