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321 Edge Ave, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 321 Edge Ave, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,153 sqft · built 1956
Lot Size0.258 acres (11,249 sqft)
Owner2 Individual Names on File
Last Sale$112,000 (Apr 2008)
Tax Bill$720 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-594-0439-2

Property Details

APN / Parcel Number

Primary APNC56-000-594-0439-2
Alternative APNs
  • 12-1S-23-253F-0002-0080
  • 23S112253F00020080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,153 sqft Living Area
Gross Area1,222 sqft
1st Floor Area1,153 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,249 sqft (0.258 acres)
Lot Width75 ft Width
PorchFinished/Open Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address321 EDGE AVE
CityVALPARAISO
StateFL
Zip32580-1070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALPARAISO PLAT # 15 LOT 8 BLK 2
Legal Range23W
Legal Township01S
Legal Section12
Legal SubdivisionVALPARAISO
Legal Block2
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3021
Census Tract21200

Owner

321 Edge Ave is owned and occupied by two individuals who bought it in April 2008.

Source: Okaloosa County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address321 EDGE AVE, VALPARAISO, FL 32580-1070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2008 · Amount on File
Deed SaleApr 11, 2008 · Amount on File
Prior SaleNov 22, 2004 · Amount on File
Deed Document Number20082489206
Deed Book / Page2836 / 3602
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateAug 31, 2026
Property Address321 EDGE AVE, VALPARAISO, FL 32580-1070
Document Number0003836081
Instrument DateAug 17, 2026
Instrument20263836081
Transaction TypeMortgage
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 EDGE AVE, VALPARAISO, FL 32580-1070
InvestorPossibly a Property Investor

Mortgage

Document Number0003836081,
DateAug 31, 2026
Instrument20263836081
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 11, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 321 Edge Ave was $720 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$720.00 Homeowner's exemption$89,874$157,332 Land $72,060 Building $85,272
2023$636.00 (+4.95%) Homeowner's exemption$84,797 (+3%)$148,018 (+11.79%) Land $60,823 Building $87,195
2022$606.00 Homeowner's exemption$82,327$132,410 Land $50,371 Building $82,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Edge Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Edge Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
City of Valparaiso
Cable		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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