321 Eagle Ridge Rd, Summerville, SC 29485 Property Records

Dorchester County property record for 321 Eagle Ridge Rd, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,248 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2021)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-05-04-081`

Property Details

APN / Parcel Number

Primary APN	`154-05-04-081`
Alternative APN	`R0041502`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0041502
Street Address	321 EAGLE RIDGE RD
City	SUMMERVILLE
State	SC
Zip	29485-8498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 184 SUBD: BRIDGES OF SUMMERVILLE PH 5
Legal Subdivision	BRIDGES OF SUMMERVILLE
Legal Phase	5
Legal Lot Number	184
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	4
Census Block	4010
Census Tract	10813

Owner

321 Eagle Ridge Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Dorchester County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 EAGLE RIDGE RD, SUMMERVILLE, SC 29485-8498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	May 21, 2014 · Amount on File
Deed Document Number	202138148
Deed Book / Page	13826 / 124
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	321 EAGLE RIDGE RD, SUMMERVILLE, SC 29485-8498
Document Number	2706/0324
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 EAGLE RIDGE RD SUMMERVILLE SC 294858498, SUMMERVILLE, SC 29485-8498

Mortgage

Document Number	2706/0324
Date	Aug 24, 2020
Book Page	012706/000324

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Eagle Ridge Rd was $2,522.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00	$13,866 Land $4,560 Building $9,306	$346,653 Land $114,000 Building $232,653
2024	$2,522.00 (+10.52%)
2023	$2,282.00 (+2.24%)	$8,553 (-4.44%) Land $2,200 Building $6,353	$213,832 (-4.44%) Land $55,000 Building $158,832
2022	$2,232.00	$8,950 Land $2,200 Building $6,750	$223,776 Land $55,000 Building $168,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Eagle Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Eagle Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50