321 E Williams St, Cardington, OH 43315 Property Records

Morrow County property record for 321 E Williams St, Cardington, OH 43315

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,568 sqft · built 2006
Lot Size	2.6 acres (113,430 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Jul 2001)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Nov 2023 Refinance Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C09-006-B0-013-00`

Property Details

APN / Parcel Number

Primary APN	`C09-006-B0-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	3,136 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	113,430 sqft (2.6 acres)

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	288 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	321 E WILLIAMS ST
City	CARDINGTON
State	OH
Zip	43315-1152
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OUT LOT 95-B N END MH SURR AS RE 2007 DUP
Legal Lot Number	95,B
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	1
Census Block	1041
Census Tract	965300

Owner

321 E Williams St, a mobile home, is owned and occupied by an individual who acquired it in April 2020.

Source: Morrow County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Apr 28, 2020	Deed, Transfer
Apr 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2001 · Amount on File
Deed Sale	Jul 30, 2001 · Amount on File
Prior Sale	Dec 1, 1978
Last Transfer Date	Apr 21, 2020
Transfer Doc	000974/436
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01092/1030
Date	Nov 27, 2023
Book Page	1092/1030

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORROW OH
Recording Date	Apr 28, 2020
Property Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Document Number	000974/436
Book / Page	974 / 436
Instrument Date	Apr 21, 2020
Instrument	392320
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Investor	Possibly a Property Investor

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORROW OH
Recording Date	Apr 13, 2020
Property Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Document Number	000972/943
Book / Page	972 / 943
Instrument Date	Apr 6, 2020
Instrument	392086
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E WILLIAMS ST, CARDINGTON, OH 43315-1152
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 321 E Williams St was $3,920 with a homeowner's exemption.

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$178,500 Land $46,600 Building $131,900
2025	$3,920.00 Homeowner's exemption	$62,480 Land $16,310 Building $46,170
2023	$2,707.00 (+28.05%)	$62,480 (+44.16%) Land $16,310 Building $46,170	$178,500 Land $46,600 Building $131,900
2022	$2,114.00	$43,340 Land $9,910 Building $33,430
2020			$123,800 Land $28,300 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 E Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 E Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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