321 E Washington St, Ionia, MI 48846 Property Records

Ionia County property record for 321 E Washington St, Ionia, MI 48846

Property Summary

Property Type	Duplex
Details	5 bd · 1 ba · 2,592 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Dec 2018)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20422000009500`

Property Details

APN / Parcel Number

Primary APN	`20422000009500`
Alternative APN	`34-204-220-000-095-00`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,592 sqft Total Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	321 E WASHINGTON ST
City	IONIA
State	MI
Zip	48846-1736
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Description	CITY OF IONIA WARNERS ADD LOT 21
Legal Subdivision	CITY OF IONIA WARNERS ADD
Legal Lot Number	21
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3012
Census Tract	31700

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E WASHINGTON ST, IONIA, MI 48846-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Dec 11, 2007 · Amount on Record
Deed Book / Page	652 / 8585
Prior Transfer Date	Dec 6, 2007
Prior Transfer Doc	0606/01928
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Dec 6, 2018
Property Address	321 E WASHINGTON ST, IONIA, MI 48846-1736
Document Number	00652/8585
Book / Page	652 / 8585
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E WASHINGTON ST, IONIA, MI 48846-1736

Mortgage

Document Number	0000000652/0000008587
Date	Dec 6, 2018
Book Page	0000000652/0000008587

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (+18.5%) Land $13,200 Building $78,400	$183,200 (+18.5%) Land $26,400 Building $156,800
2025	$2,804.00 Homeowner's exemption	$77,300 (+19.66%) Land $12,300 Building $65,000	$154,600 (+19.66%) Land $24,600 Building $130,000
2023		$64,600 Land $9,100 Building $55,500	$129,200 Land $18,200 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

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