321 E Sycamore St, Sycamore, IL 60178 Property Records

DeKalb County property record for 321 E Sycamore St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 664 sqft · built 1900
Lot Size	0.14 acres (6,110 sqft)
Owner	Individual Name on Record
Tax Bill	$4,273 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-32-276-014`

Property Details

APN / Parcel Number

Primary APN	`06-32-276-014`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	664 sqft Living Area
Gross Area	748 sqft
1st Floor Area	664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,110 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0632276014
Street Address	321 E SYCAMORE ST
City	SYCAMORE
State	IL
Zip	60178-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHURTLEFFS ADDITION - W 12FT S 130FT LOT 3 & E 35FT S 130FT LOT 2 BLOCK 1
Legal Subdivision	SHURTLEFFS ADDITION
Legal Block	1
Legal Lot Number	3,2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	4
Census Block	4024
Census Tract	600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E SYCAMORE ST, SYCAMORE, IL 60178-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	321 E SYCAMORE ST, SYCAMORE, IL 60178-1523
Document Number	0000002172
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	321 E SYCAMORE ST SYCAMORE IL 601781523, SYCAMORE, IL 60178-1523

Mortgage

Document Number	0000002172
Date	Mar 11, 2020
Instrument	2172

Lender

Name	FIRST MIDWEST
Address	CHICAGO, IL 60631-3655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2035

Interest

Rate	4.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	321 E SYCAMORE ST, SYCAMORE, IL 60178-1523
Document Number	0000006942
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E SYCAMORE ST SYCAMORE IL 601781523, SYCAMORE, IL 60178-1523

Mortgage

Document Number	0000006942
Date	Jul 20, 2017
Instrument	6942

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,055 (+16.47%) Land $10,205 Building $50,850	$183,165 (+16.47%) Land $30,615 Building $152,550
2024	$4,273.00
2023		$52,419 Land $8,762 Building $43,657	$157,257 Land $26,286 Building $130,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1993–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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