321 E Sycamore St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 321 E Sycamore St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1940
Lot Size	0.208 acres (9,060 sqft)
Owner	Company Name on File
Last Sale	$350,000 (May 2023)
Tax Bill	$2,877 (2026)
Deeds & Mortgages	Oct 2023 Transfer May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3623-94-1848`

Property Details

APN / Parcel Number

Primary APN	`3623-94-1848`
Alternative APNs	`362316941848` `262620` `297072` `300203` `21969`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	300203
Street Address	321 E SYCAMORE ST
City	LINCOLNTON
State	NC
Zip	28092-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-O
Legal Description	321 E SYCAMORE ST
Legal Subdivision	LEE F CLINE LANDS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	5
Census Block	5040
Census Tract	70100

Owner

321 E Sycamore St is owned by a company that acquired it in October 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	979 STARTOWN RD, LINCOLNTON, NC 28092-7346
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Quit Claim Deed, Transfer Quitclaim
May 26, 2023	Warranty Deed, Transfer
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2023667519
Deed Book / Page	3251 / 423
Last Transfer Date	Oct 11, 2023
Transfer Doc	0003282694
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 13, 2023
Property Address	321 E SYCAMORE ST, LINCOLNTON, NC 28092-3355
Document Number	0003282694
Book / Page	3282 / 694
Instrument Date	Oct 11, 2023
Instrument	672977
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 STARTOWN RD, LINCOLNTON, NC 28092-7346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 STARTOWN RD, LINCOLNTON, NC 28092-7346

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 26, 2023
Property Address	321 E SYCAMORE ST, LINCOLNTON, NC 28092-3355
Document Number	0003251423
Book / Page	3251 / 423
Instrument Date	May 23, 2023
Instrument	667519
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 LE MOYNE PKWY, OAK PARK, IL 60302-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 STARTOWN RD, LINCOLNTON, NC 28092-7346

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 19, 2017
Property Address	321 E SYCAMORE ST, LINCOLNTON, NC 28092-3355
Document Number	2666501
Book / Page	002666 / 000501
Instrument Date	May 19, 2017
Instrument	562938
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E SYCAMORE ST LINCOLNTON NC 280923355, LINCOLNTON, NC 28092-3355

Mortgage

Document Number	2666504
Date	May 19, 2017
Book Page	002666/000504
Instrument	562939

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 18, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 321 E Sycamore St was $2,877.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,877.00	$274,043 (-) Land $31,000 Building $243,043	$274,043 (-) Land $31,000 Building $243,043
2025	$2,877.00	$274,043 Land $31,000 Building $243,043	$274,043 Land $31,000 Building $243,043
2023	$2,857.00	$274,043 Land $31,000 Building $243,043	$274,043 Land $31,000 Building $243,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 E Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 E Sycamore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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