Middlesex County and Woodbridge Township property record for 321 E Smith St, Woodbridge, NJ 07095
| Property Type | Single Family Home |
|---|---|
| Details | 1,084 sqft · built 1948 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2020) |
| Tax Bill | $14,498 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00533-01-00034 |
| Primary APN | 25-00533-01-00034 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 21356 |
|---|---|
| Street Address | 321 E SMITH ST |
| City | WOODBRIDGE |
| State | NJ |
| Zip | 07095-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 80.0X100.0 |
| Legal Block | 533.1 |
| Legal Lot Number | 34 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | WOODBRIDGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2902 |
Source: Middlesex County and Woodbridge Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Nov 20, 2019 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 202071945 |
| Deed Book / Page | 17977 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 10, 2020 |
| Property Address | 321 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 2020071945 |
| Book / Page | 17977 / 92 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020071945 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 CORA PL, 639, RAHWAY, NJ 07065-3726 |
| Name | Verified Name |
|---|---|
| Address | 321 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 2020071946 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020071946 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 20, 2019 |
| Property Address | 321 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 2019098776 |
| Book / Page | 17695 / 0872 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2019098776 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ALLIED TITLE LLC SUTTE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,286.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 MOUNTS CORNER DR # DR119, 330, FREEHOLD, NJ 07728-2558 |
| Name | Verified Name |
|---|---|
| Address | 321 E SMITH ST, WOODBRIDGE, NJ 07095-2807 |
| Document Number | 2019098777 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019098777 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2049 |
Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Woodbridge Township |
| Unified School District | Woodbridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,500 (-) Land $22,800 Building $78,700 | $101,500 (-) Land $22,800 Building $78,700 | |
| 2025 | $14,498.00 (+5.53%) | $101,500 (-) Land $22,800 Building $78,700 | $101,500 (-) Land $22,800 Building $78,700 |
| 2024 | $13,738.00 (+9.2%) | ||
| 2023 | $101,500 Land $22,800 Building $78,700 | $101,500 Land $22,800 Building $78,700 | |
| 2022 | $12,581.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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