Webster County property record for 321 E Railroad St, Clay, KY 42404
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Company Name on File |
| Last Sale | $2,000 (Jan 1977) |
| Tax Bill | $8 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 0C2-011-003-001 |
| Primary APN | 0C2-011-003-001 |
|---|---|
| Alternative APNs |
|
| Account Number | 1466 |
|---|---|
| Street Address | 321 E RAILROAD ST |
| City | CLAY |
| State | KY |
| Zip | 42404-2125 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT ONLY |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 960300 |
321 E Railroad St, residential vacant land, is owned by a company that bought it in January 1977.
Source: Webster County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 702 PINE ST, BENTON, KY 42025-1255 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1977 · Amount on File |
| Deed Sale | Jan 1, 1977 · Amount on File |
| Deed Document Number | 0000171755 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 321 E Railroad St was $8.
Source: Webster County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Clay City |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8.00 | $800 | $800 |
| 2023 | $9.00 | $800 | $800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 E Railroad St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 E Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER WORKS serves 1,287 people · EPA ID KY1170073 |
|---|---|
| Water Source | Purchased surface water from WEBSTER CO WATER DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 12 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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