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321 E Park Ave, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 321 E Park Ave, Charlotte, NC 28203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,050 sqft · built 1928
Lot Size0.167 acres (7,298 sqft)
OwnerIndividual Name on Record
Last Sale$1,160,000 (Oct 2021)
Tax Bill$9,784 (2023)
Deeds & MortgagesJul 2021 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN123-071-05

Property Details

APN / Parcel Number

Primary APN123-071-05

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,050 sqft Heated Area
Gross Area2,610 sqft
1st Floor Area1,680 sqft
Upper Floors Area370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialSlate
Lot Area7,298 sqft (0.167 acres)

Exterior Amenities

PorchPorch
Porch Area473 sqft
Deck Area87 sqft
Patio Area87 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number123-071-05
Street Address321 E PARK AVE
CityCHARLOTTE
StateNC
Zip28203-4751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL13 B26 M230-60
Legal SubdivisionDILWORTH SQUARE 26
Legal Block26
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1008
Census Tract401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Dilworth Historic District
listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 E PARK AVE, CHARLOTTE, NC 28203-4751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleFeb 15, 2013 · Amount on Record
Deed Document Number0003663384
Deed Book / Page36633 / 84
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address321 E PARK AVE, CHARLOTTE, NC 28203-4751
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000143993
DateJul 27, 2021
Book Page36340/449
Instrument2021143993
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateAug 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.75%
Index5-Year CMT
Max Rate8.75%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 12, 2021
Property Address321 E PARK AVE, CHARLOTTE, NC 28203-4751
Document Number0000194730
Book / Page36633 / 84
Map ReferenceMB 230 PG 60
Instrument DateOct 11, 2021
Instrument2021194730
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 WEST BLVD, CHARLOTTE, NC 28203-4401

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E PARK AVE, CHARLOTTE, NC 28203-4751

Mortgage

Document Number0000194731
DateOct 12, 2021
Instrument2021194731
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Google Fiber.

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