321 E Orchard St, Rialto, CA 92376 Property Records

San Bernardino County property record for 321 E Orchard St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,492 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jun 2023)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0131-284-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0131-284-02-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,492 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 E ORCHARD ST
City	RIALTO
State	CA
Zip	92376-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4056 LOT 44
Legal Subdivision	TRACT NO. 4056
Legal Tract	4056
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2012
Census Tract	3607

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E ORCHARD ST, RIALTO, CA 92376-7117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage USC CREDIT UNION
Jun 16, 2023	Intrafamily Transfer, Transfer EQUITY TITLE COMPANY
Jun 16, 2023	Grant Deed, Transfer · Conventional Mortgage IET CAPITAL
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit ARROWHEAD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	2023149844
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 21, 2026
Property Address	321 E ORCHARD ST, RIALTO, CA 92376-7117
Document Number	0000100883
Instrument Date	Apr 14, 2026
Instrument	2026100883
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	321 E ORCHARD ST, RIALTO, CA 92376-7117

Mortgage

Document Number	0000100883,
Date	Apr 21, 2026
Instrument	2026100883

Lender

Name	USC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2023
Property Address	321 E ORCHARD ST, RIALTO, CA 92376-7117
Document Number	0000149843
Map Reference	MB 57 PG 53&54
Instrument Date	May 25, 2023
Instrument	2023-0149843
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	EQUITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E ORCHARD ST, RIALTO, CA 92376-7117

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 16, 2023
Property Address	321 E ORCHARD ST, RIALTO, CA 92376-7117
Document Number	0000149844
Map Reference	MB 57 PG 53&54
Instrument Date	May 23, 2023
Instrument	2023-0149844
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	EQUITY TITLE-LOS ANGELES, EQUITY TITLE LOS ANGELES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 E ORCHARD ST, RIALTO, CA 92376-7117

Mortgage

Document Number	0000149845
Date	Jun 16, 2023
Instrument	2023-0149845

Lender

Name	IET CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	321 E ORCHARD ST, RIALTO, CA 92376-7117
Document Number	0000213719
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 E ORCHARD ST RIALTO CA 923767117, RIALTO, CA 92376-7117

Mortgage

Document Number	0000213719
Date	Jun 13, 2018
Instrument	213719

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2038

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,992 (+2%) Land $129,998 Building $389,994
2025	$6,748.00 (+237.23%) Homeowner's exemption	$509,796 (+306.88%) Land $127,449 Building $382,347
2023	$2,001.00 (-67.65%) Homeowner's exemption	$125,293 (+2%) Land $30,664 Building $94,629
2022	$6,185.00 Homeowner's exemption	$122,837 Land $30,063 Building $92,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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