321 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 321 E Main St, Kutztown, PA 19530

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,784 sqft · built 1908
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$6,381 (Apr 2018)
Tax Bill$1,225 (2026)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5443-08-99-5781

Property Details

APN / Parcel Number

Primary APN5443-08-99-5781
Alternative APNs
  • 55-5443-08-99-5781
  • 55003785
  • 003785

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,784 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area3,920 sqft (0.09 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55003785
Street Address321 E MAIN ST
CityKUTZTOWN
StatePA
Zip19530-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block99
JurisdictionBERKS PA
Township / Civil DivisionKUTZTOWN
Census Block Group1
Census Block1034
Census Tract14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 E MAIN ST, KUTZTOWN, PA 19530-1518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2018 · Amount on Record
Deed SaleApr 25, 2018 · Amount on Record
Prior SaleDec 26, 2017 · Amount on Record
Deed Document Number201813311
Record UpdatedSep 20, 2026

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateDec 26, 2017
Property Address321 E MAIN ST, KUTZTOWN, PA 19530-1518
Document Number0000047648
Instrument DateDec 22, 2017
Instrument2017047648
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E MAIN ST, KUTZTOWN, PA 19530-1518

Mortgage

Document Number0000047649
DateDec 26, 2017
Instrument2017047649
Lender
NameFLORIDA CAPITAL BANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityKutztown Borough
Unified School DistrictKutztown Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,225.00 (+7.64%) Homeowner's exemption$82,200 (-) Land $32,500 Building $49,700$32,500 (-60.46%) Land $32,500
2024$1,138.00$82,200 Land $32,500 Building $49,700
1994$82,200 Land $32,500 Building $49,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1979–2020)
Claims Outside the SFHA4 of 20
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKUTZTOWN BOROUGH WATER
serves 14,200 people · EPA ID PA3060041
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
2,000 / 200
Borough of Kutztown
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number