Frederick County property record for 321 E Main St, Emmitsburg, MD 21727
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,224 sqft · built 1900 |
| Lot Size | 0.061 acres (2,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Oct 1983) |
| Tax Bill | $1,765 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-162017 |
| Primary APN | 05-162017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 2,640 sqft (0.061 acres) |
| Lot Dimensions | 165 ft deep x 16 ft wide |
| Deck Area | 96 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 162017 |
|---|---|
| Street Address | 321 MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 16 X 165 321 E. MAIN ST. EMMITSBURG |
| Legal Subdivision | EMMITSBURG |
| Legal Lot Number | 321 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 766800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
321 E Main St, a townhouse, is owned and occupied by two individuals who bought it in October 1983.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 837, EMMITSBURG, MD 21727-0837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 1983 · Amount on File |
| Deed Sale | Oct 11, 1983 · Amount on File |
| Deed Book / Page | 1215 / 325 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 E Main St was $1,765 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,200 Land $34,600 Building $86,600 | $121,200 Land $34,600 Building $86,600 | |
| 2025 | $1,765.00 | ||
| 2023 | $1,349.00 Homeowner's exemption | $96,600 Land $30,000 Building $66,600 | $96,600 Land $30,000 Building $66,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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