Clinton County property record for 321 E Locust St, Wilmington, OH 45177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1900 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,433 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 027795-3 |
| Primary APN | 027795-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,427 sqft |
| 1st Floor Area | 915 sqft |
| 2nd Floor Area | 815 sqft |
| Basement Area | 697 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 165 ft deep x 41 ft wide |
| Terrain | High |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,031 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 027795-3 |
|---|---|
| Street Address | 321 E LOCUST ST |
| City | WILMINGTON |
| State | OH |
| Zip | 45177-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRIS ADD |
| Legal Subdivision | MORRIS ADD |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 964600 |
321 E Locust St is owned and occupied by two individuals.
Source: Clinton County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 E LOCUST ST, WILMINGTON, OH 45177-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 321 E Locust St was $1,433 with a homeowner's exemption, down 4.1% from the year before.
Source: Clinton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| Municipality | Wilmington City |
| Unified School District | Wilmington City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,433.00 (-4.15%) Homeowner's exemption | $54,150 (-) Land $5,460 Building $48,690 | $154,700 (-) Land $15,600 Building $139,100 |
| 2024 | $1,495.00 (+2.75%) Homeowner's exemption | $54,150 (-) Land $5,460 Building $48,690 | $154,700 (-) Land $15,600 Building $139,100 |
| 2023 | $1,455.00 (+57.47%) Homeowner's exemption | $54,150 (+57.09%) Land $5,460 Building $48,690 | $154,700 Land $15,600 Building $139,100 |
| 2022 | $924.00 Homeowner's exemption | $34,470 Land $4,950 Building $29,520 | |
| 2020 | $98,490 Land $14,150 Building $84,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 E Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 E Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON CITY PWS serves 12,401 people · EPA ID OH1401211 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures