321 E Kirkland St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 321 E Kirkland St, Covington, LA 70433 · Last verified February 2026

Property Summary

Property TypeCommercial
Details2,520 sqft · built 2005
OwnerCompany Name on File
Last Sale$630,000 (Feb 2020)
Tax Bill$4,873 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Sale & Mortgage
APN106-006-9639

Property Details

APN / Parcel Number

Primary APN106-006-9639
Alternative APN
  • 18406

Interior

Building Area2,520 sqft Total Area

Exterior

Year BuiltBuilt 2005

Location & Zoning

Old Parcel Number106-006-9639
Street Address321 E KIRKLAND ST
CityCOVINGTON
StateLA
Zip70433-2703
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 8A-1 SQ 23 DIVISION OF OF ST JOHN BEING RESUB
Legal SubdivisionCOMMERCIAL DIV OF ST JOHN 06
Legal Lot Number8A-1
JurisdictionSAINT TAMMANY LA
Township / Civil Division3
Census Block Group1
Census Block1057
Census Tract40501

Owner

Source: St. Tammany Parish records · APN 106-006-9639

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address321 E KIRKLAND ST, COVINGTON, LA 70433-2703
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
IBERIABANK
Oct 02, 2019Cash Sale Deed, Transfer · Commercial Mortgage
THE FIRST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Deed Document Number2195434
Prior Transfer DateOct 02, 2019
Prior Transfer Doc2177117
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address321 E KIRKLAND ST, COVINGTON, LA 70433-2703
Transaction TypeMortgage
Record UpdatedApr 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002270613
DateMay 19, 2021
Instrument2270613
Lender
NameIBERIABANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateOct 02, 2019
Property Address321 E KIRKLAND ST, COVINGTON, LA 70433-2703
Document Number0002177117
Map ReferenceDOC 1957831
Instrument DateSep 27, 2019
Instrument2177117
Transaction TypeTransfer
Record UpdatedApr 01, 2024
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E KIRKLAND ST, COVINGTON, LA 70433-2703

Mortgage

Document Number0002177119
DateOct 02, 2019
Instrument2177119
Lender
NameTHE FIRST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
MunicipalityCovington City
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,873.00 (-4.04%)$39,463 (-) Building $39,463$263,087 (-) Building $263,087
2024$5,078.00 (-7.34%)$39,463 (-14.77%) Building $39,463$263,087 (-20.63%) Building $263,087
2023$5,480.00$46,303 (-) Land $6,840 Building $39,463$331,487 (-) Land $68,400 Building $263,087
2022$5,480.00$46,303 Land $6,840 Building $39,463$331,487 Land $68,400 Building $263,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030405011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 102 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies150 units insured (48 under condo master policies)
40 of 102 individual policies on primary residences
Nearby Flood Claims78 (1981–2021)
Claims Outside the SFHA37 of 78
Most Recent ClaimAug 2021, river or lake flooding, Hurricane Ida
Flood Events
  • Hurricane Ida (Aug 2021), 3 claims
  • Severe Storms And Flooding (Mar 2016), 24 claims
  • Hurricane Katrina (Aug 2005), 17 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 31% of Louisiana
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Division of St. John Historic District (Boundary Decrease)
listed 2023 · 180 contributing resources · NRIS 82000461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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