321 E Johnson St, Clay Center, NE 68933 Property Records

Clay County property record for 321 E Johnson St, Clay Center, NE 68933

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,430 sqft · built 1920
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2026)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3759-00-0-10045-001-4657`

Property Details

APN / Parcel Number

Primary APN	`3759-00-0-10045-001-4657`
Alternative APN	`000465700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Driveway	Driveway
Driveway Area	680 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	321 E JOHNSON ST
City	CLAY CENTER
State	NE
Zip	68933-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 11 & 12 BLK 1 MCDOWELLS 1ST ADD CLAY CENTER CITY
Legal Subdivision	MCDOWELLS 1ST ADD
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	CLAY NE
Township / Civil Division	CLAY CENTER
Census Block Group	1
Census Block	1022
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E JOHNSON ST, CLAY CENTER, NE 68933-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	2026881
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 9, 2026
Property Address	321 E JOHNSON ST, CLAY CENTER, NE 68933-1205
Document Number	0000000881
Instrument Date	Jun 25, 2026
Instrument	2026881
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CONSUMER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,913.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E JOHNSON ST, CLAY CENTER, NE 68933-1205

Mortgage

Document Number	0000000882,
Date	Jul 9, 2026
Instrument	2026882

Lender

Name	HEARTLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Clay Center City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,840 (+8.23%) Land $12,140 Building $98,700	$110,840 (+8.23%) Land $12,140 Building $98,700
2025	$1,327.00 (-18.09%)	$102,410 (+1.77%) Land $11,020 Building $91,390	$102,410 (+1.77%) Land $11,020 Building $91,390
2023	$1,620.00	$100,630 Land $9,800 Building $90,830	$100,630 Land $9,800 Building $90,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLAY CENTER serves 730 people · EPA ID NE3103506
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glenwood Telecommunications Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Viaero Wireless.

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