Pender County property record for 321 E Island View Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,036 sqft · built 2009 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,175,000 (May 2024) |
| Tax Bill | $4,997 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-81-6475-0000 |
| Primary APN | 4214-81-6475-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,036 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 447 sqft |
| Deck Area | 500 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000058427 |
|---|---|
| Street Address | 321 E ISLAND VIEW DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L119,PB 39/82 PECAN GROVE |
| Legal Subdivision | PECAN GROVE SEC IV |
| Legal Lot Number | 119 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 7, 2024 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 23, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | May 23, 2023 · Amount on Record |
| Deed Document Number | 202420128103 |
| Deed Book / Page | 4836 / 390 |
| Prior Transfer Date | May 13, 2022 |
| Prior Transfer Doc | 0047890057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0048110493 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 4811/493 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Investor | Possibly a Property Investor |
| Document Number | 0048202145 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 4820/2145 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BURGAW, NC 28425 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Aug 22, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 7, 2024 |
| Property Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0048360390 |
| Book / Page | 4836 / 390 |
| Map Reference | MB 39 PG 82 |
| Instrument Date | Apr 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0048360393 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 4836-0393 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 23, 2023 |
| Property Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0048131105 |
| Book / Page | 4813 / 1105 |
| Map Reference | MB 39 PG 82 |
| Instrument Date | May 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 898 HARRISON CREEK RD, ROCKY POINT, NC 28457-8146 |
| Name | Verified Name |
|---|---|
| Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Investor | Possibly a Property Investor |
| Document Number | 0048131107 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 4813-1107 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 23, 2022 |
| Property Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0047890057 |
| Book / Page | 4789 / 57 |
| Map Reference | MB 39 PG 82 |
| Instrument Date | May 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 E ISLAND VIEW DR, HAMPSTEAD, NC 28443-3828 |
| Document Number | 0047890060 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 4789-0060 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,997.00 (+12.88%) | $1,009,823 (+94.71%) Land $266,000 Building $743,823 | $1,009,823 (+94.71%) Land $266,000 Building $743,823 |
| 2023 | $518,618 (-) Land $90,988 Building $427,630 | $518,618 (-) Land $90,988 Building $427,630 | |
| 2022 | $4,427.00 | $518,618 Land $90,988 Building $427,630 | $518,618 Land $90,988 Building $427,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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