321 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 321 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,220 sqft · built 2018
Lot Size	2.41 acres (105,241 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Aug 2024)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-189-035`

Property Details

APN / Parcel Number

Primary APN	`08-189-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	105,241 sqft (2.41 acres)
Porch	Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 FAIR
Legal Description	OPCO324
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1017
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E HIGHWAY 218, MONROE, NC 28110-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 29, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CARLENE ASHLEY
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	202418589
Deed Book / Page	8954 / 128
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	321 E HIGHWAY 218, MONROE, NC 28110-7012
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E HIGHWAY 218, MONROE, NC 28110-7012

Mortgage

Document Number	0009267237
Date	Dec 16, 2025
Book Page	9267/237
Instrument	33293

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jul 29, 2019
Property Address	321 E HIGHWAY 218, MONROE, NC 28110-7012
Book / Page	007426 / 000688
Instrument Date	Jul 19, 2019
Instrument	21911
Transaction Type	Construction Loan
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 E HIGHWAY 218 MONROE NC 281107012, MONROE, NC 28110-7012

Mortgage

Document Number	7426688
Date	Jul 29, 2019
Book Page	007426/000688
Instrument	21911

Lender

Name	CARLENE ASHLEY
Address	4055 BLACKBURN CT, INDIAN LAND, SC 29707-5012

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2034

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 22, 2018
Property Address	321 E HIGHWAY 218, MONROE, NC 28110-7012
Document Number	7160442
Book / Page	007160 / 000442
Instrument Date	May 11, 2018
Instrument	13735
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1018 FOLGER DR MONROE NC 281129368, MONROE, NC 28112-9368

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 25, 2017
Property Address	321 E HIGHWAY 218, MONROE, NC 28110-7012
Document Number	6979511
Book / Page	006979 / 000511
Instrument Date	Jun 28, 2017
Instrument	21109
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4300 W LAKE MARY BOULEVARD 1010 #374 LAKE MARY FL 32746, 374, LAKE MARY, FL 32746

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,600 (-) Land $151,700 Building $419,900	$571,600 (-) Land $151,700 Building $419,900
2025	$2,919.00 (+21.52%)	$571,600 (+56.6%) Land $151,700 Building $419,900	$571,600 (+56.6%) Land $151,700 Building $419,900
2023	$2,402.00	$365,000 Land $59,000 Building $306,000	$365,000 Land $59,000 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

321 E Hwy 218, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Hwy 218

Nearby Streets

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