Montgomery County property record for 321 E Howard St, Pottstown, PA 19464
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,169 sqft · built 1925 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Aug 2022) |
| Tax Bill | $3,611 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00-02761-00-1 |
| Primary APN | 64-00-02761-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,169 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 E HOWARD ST |
|---|---|
| City | POTTSTOWN |
| State | PA |
| Zip | 19464-6501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | L 139-138 |
| Legal Block | 15 |
| Legal Lot Number | 139 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | WEST POTTSGROVE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 209202 |
321 E Howard St, a duplex, is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 E HOWARD ST, POTTSTOWN, PA 19464-6501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Aug 16, 2022 | Deed, Transfer · VA Mortgage CONTOUR MORTGAGE CORP |
| Oct 6, 2017 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on File |
| Deed Sale | Aug 16, 2022 · Amount on File |
| Prior Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 202282549 |
| Deed Book / Page | 6296 / 2690 |
| Prior Transfer Date | Nov 24, 2006 |
| Prior Transfer Doc | 0056282658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 321 E HOWARD ST, POTTSTOWN, PA 19464-6501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 321 E HOWARD ST, POTTSTOWN, PA 19464-6501 |
| Document Number | 0161432400 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 16143/2400 |
| Instrument | 2025061028 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Aug 16, 2022 |
| Property Address | 321 E HOWARD ST, STOWE, PA 19464-6501 |
| Document Number | 0062962690 |
| Book / Page | 6296 / 2690 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022082549 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,735.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 321 E HOWARD ST, POTTSTOWN, PA 19464-6501 |
| Document Number | 2022082550 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022082550 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Oct 6, 2017 |
| Property Address | 321 E HOWARD ST, STOWE, PA 19464-6501 |
| Document Number | 0060640892 |
| Book / Page | 006064 / 000892 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 75423 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | CROSS KEYS ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 E HOWARD ST STOWE PA 194646501, STOWE, PA 19464-6501 |
| Document Number | 144192413 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 014419/002413 |
| Instrument | 75424 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 321 E HOWARD ST, STOWE, PA 19464-6501 |
| Document Number | 0144951660 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | CROSS KEYS ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 E HOWARD ST STOWE PA 194646501, STOWE, PA 19464-6501 |
| Document Number | 0144951660 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 014495/001660 |
| Instrument | 17924 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
The 2026 property tax bill for 321 E Howard St was $3,611.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | West Pottsgrove Township |
| Unified School District | Pottsgrove School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,611.00 | $69,160 (-) | $69,160 (-) |
| 2025 | $3,611.00 (+8.7%) | $69,160 (-) Land $35,060 Building $34,100 | $69,160 Land $35,060 Building $34,100 |
| 2024 | $3,322.00 | $69,160 (-) Land $35,060 Building $34,100 | |
| 2023 | $3,322.00 (+3.3%) | $69,160 Land $35,060 Building $34,100 | |
| 2022 | $3,216.00 | ||
| 1998 | $69,160 Land $35,060 Building $34,100 | ||
| 1996 | $69,160 Land $35,060 Building $34,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 E Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 E Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTTSTOWN BOROUGH WATER AUTH serves 36,000 people · EPA ID PA1460037 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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