321 E High St, London, OH 43140 Property Records

Madison County property record for 321 E High St, London, OH 43140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 1967
Lot Size	0.523 acres (22,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2010)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00515.000`

Property Details

APN / Parcel Number

Primary APN	`31-00515.000`
Alternative APN	`027164-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,176 sqft
Upper Floors Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	190 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	450 sqft
Patio Area	575 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	027164-8
Street Address	321 E HIGH ST
City	LONDON
State	OH
Zip	43140-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WINDSOR PLACE .525A
Legal Subdivision	LONDON
Jurisdiction	MADISON OH
Township / Civil Division	LONDON
Census Block Group	2
Census Block	2006
Census Tract	40600

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E HIGH ST, LONDON, OH 43140-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2010 · Amount on Record
Deed Sale	May 18, 2010 · Amount on Record
Deed Document Number	20102032
Deed Book / Page	257 / 617
Prior Transfer Date	Apr 19, 2010
Prior Transfer Doc	0000001652
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	321 E HIGH ST, LONDON, OH 43140-9726
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007147
Date	Nov 5, 2021
Book Page	392/1950
Instrument	202100007147

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	321 E HIGH ST, LONDON, OH 43140-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003324
Date	Jul 19, 2018
Book Page	342/1689
Instrument	201800003324

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
Municipality	London City
Unified School District	London City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (-8.27%) Homeowner's exemption	$93,940 (-) Land $26,470 Building $67,470
2024	$2,769.00 (-5.78%) Homeowner's exemption	$93,940 (-) Land $26,470 Building $67,470
2023	$2,939.00 (+13.56%) Homeowner's exemption	$93,940 (+21.26%) Land $26,470 Building $67,470	$268,390 (+21.25%) Land $75,630 Building $192,760
2022	$2,588.00 Homeowner's exemption	$77,470 Land $21,830 Building $55,640
2020			$221,360 Land $62,380 Building $158,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-OHIO WSD - CHRISMAN AVENUE WTP serves 10,256 people · EPA ID OH4900712
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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