Middlesex County and Melrose City property record for 321 E Foster St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,973 sqft · built 1895 |
| Lot Size | 0.195 acres (8,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2014) |
| Tax Bill | $8,646 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0F7 P:0000140 |
| Primary APN | MELR M:0F7 P:0000140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| Gross Area | 3,663 sqft |
| Basement Area | 1,136 sqft |
| Unfinished Basement | 1,136 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,512 sqft (0.195 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 321 E FOSTER ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 336300 |
321 E Foster St is owned and occupied by two individuals who bought it in June 2014.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 E FOSTER ST, MELROSE, MA 02176-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2014 · Amount on File |
| Deed Sale | Jun 17, 2014 · Amount on File |
| Prior Sale | May 4, 1999 · Amount on File |
| Deed Document Number | 201482127 |
| Deed Book / Page | 63767 / 364 |
| Transfer Doc | 63767-364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 321 E FOSTER ST, MELROSE, MA 02176-4111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0079382-64 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 79382/64 |
| Instrument | 273384 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2026 property tax bill for 321 E Foster St was $8,646, up 12,077.5% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,646.00 (+12,077.46%) | $753,800 (+4.78%) Land $441,800 Building $312,000 | $935,122 (+28.02%) |
| 2025 | $71.00 (-98.96%) | $719,400 (+4.58%) Land $416,600 Building $302,800 | $730,455 |
| 2024 | $6,831.00 (+0.18%) | $687,900 (+5.12%) Land $391,300 Building $296,600 | |
| 2023 | $6,819.00 | $654,400 Land $378,700 Building $275,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 E Foster St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 E Foster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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