321 E Central St, Temple, OK 73568 Property Records

Cotton County property record for 321 E Central St, Temple, OK 73568 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	2,004 sqft Living Area
Lot Size	3,550 sqft (0.081 acres)
Occupancy	Owner Occupied
Last Sale	$38,500 (2019)
Tax Bill	$423.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0002-00-083-020-0-020-00`
Alternative APN	`4673`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,004 sqft Living Area
1st Floor	1,524 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,550 sqft (0.081 acres)
Depth X Width	142 ft x 25 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	642 sqft Garage
Shed	1 Shed
Shed Area	130 sqft Shed
Porch Area	99 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	4673
Street Address	321 E CENTRAL ST
City	TEMPLE
State	OK
Zip	73568-9004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LTS. 20-24 BLK 83 TEMPLE HTS.
Legal Range	10E
Legal Township	03S
Legal Section	22
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	83
Legal Lot Number	20
Jurisdiction	COTTON OK
Minor Civil Division	TEMPLE
Census Blockgroup	2
Census Block	2058
Census Tract	871200

Owner

Source: Cotton County records · APN 0002-00-083-020-0-020-00

Assessment roll updated February 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 E CENTRAL ST, TEMPLE, OK 73568-9004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2011	Deed of Trust, Mortgage WALTERS BANK & TRUST CO
Jul 06, 2011	Deed of Trust, Mortgage WALTERS BANK & TRUST CO
Jan 16, 2026	Warranty Deed, Transfer · Closed End Mortgage WALTERS BANK & TRUST CO
Jun 21, 2019	Warranty Deed, Transfer · Line of Credit WALTERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Mar 08, 2016 · Amount on Record
Deed Doc Number	20191722
Deed Book / Page	420 / 225
Record Refreshed	Sep 20, 2026

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	321 E CENTRAL ST, TEMPLE, OK 73568-9004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000372/390
Date	Nov 22, 2011
Book Page	0372/390
Instrument	2011-002310

Lender

Name	WALTERS BANK & TRUST CO
Address	WALTERS, OK 73572

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Dec 15, 2018

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	321 E CENTRAL ST, TEMPLE, OK 73568-9004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000370/041
Date	Jul 06, 2011
Book Page	0370/041
Instrument	2011-001703

Lender

Name	WALTERS BANK & TRUST CO
Type	Non-Lending Institution
Address	WALTERS, OK 73572

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jun 27, 2016

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jan 16, 2026
Property Address	321 E CENTRAL ST, TEMPLE, OK 73568-9004
Document Number	0000463/67
Book / Page	463 / 67
Instrument Date	Nov 24, 2025
Instrument	I-2026-000041
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2026000042
Date	Jan 16, 2026
Instrument	I-2026-000042

Lender

Name	WALTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Dec 15, 2032

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jun 21, 2019
Property Address	321 E CENTRAL ST, TEMPLE, OK 73568-9004
Document Number	000420/225
Book / Page	0420 / 225
Instrument Date	Jun 20, 2019
Instrument	2019-001722
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57.75
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SCHOOL RD APT B5, B5, TEMPLE, OK 73568-9199

Mortgage

Document Number	2019001723
Date	Jun 21, 2019
Instrument	2019-001723

Lender

Name	WALTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Jul 20, 2026

Tax Assessment & Valuation

Source: Cotton County records · Assessment roll updated February 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Temple Town
Unified School District	Temple Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$423.00 (-1.17%)	$4,850 (+10.23%) Land $144 Building $4,706
2024	$428.00 (+8.08%)		$79,778 (+108.54%) Land $1,250 Building $78,528
2023	$396.00	$4,400 Land $144 Building $4,256	$38,256 Land $1,250 Building $37,006

321 E Central St, Temple, OK 73568 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E Central St

Nearby Streets

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