Rockland County and Orangetown Town property record for 321 E Central Ave, Pearl River, NY 10965
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,116 sqft · built 1961 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (May 2019) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392489 69.13-3-7 |
| Primary APN | 392489 69.13-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 884 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Width | 120 ft Width |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0022577 |
|---|---|
| Old Parcel Number | 248906901300030070000000 |
| Street Address | 321 E CENTRAL AVE |
| City | PEARL RIVER |
| State | NY |
| Zip | 10965-2734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 40/14/134/42 |
| Legal Subdivision | MOUNTAINVIEW PEARL RIVER |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12800 |
Source: Rockland County and Orangetown Town records, as of February 14, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 E CENTRAL AVE, PEARL RIVER, NY 10965-2734 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| May 22, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Deed Document Number | 0201915157 |
| Deed Book / Page | 2019 / 15157 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 321 E CENTRAL AVE, PEARL RIVER, NY 10965-2734 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013463 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-00013463 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 22, 2019 |
| Property Address | 321 E CENTRAL AVE, PEARL RIVER, NY 10965-2734 |
| Document Number | 0000015157 |
| Instrument Date | May 10, 2019 |
| Instrument | 15157 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | VINTAGE TITLE AGENCY INC, NEW AGE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 PARK AVE YONKERS NY 107032132, YONKERS, NY 10703-2132 |
| Document Number | 15158 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 15158 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | Pearl River Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $211,000 Land $49,300 Building $161,700 | $592,198 Land $138,367 Building $453,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1978–2011) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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