321 E Adams St, Kosciusko, MS 39090 Property Records

Attala County property record for 321 E Adams St, Kosciusko, MS 39090

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,449 sqft · built 1950
OwnerIndividual Name on File
Last Sale$56,101 (Dec 2019)
Tax Bill$1,188 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1305 212 B 0026000

Property Details

APN / Parcel Number

Primary APN1305 212 B 0026000

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,449 sqft Adjusted Area
FlooringCarpet

Exterior

Year BuiltBuilt 1950
Exterior MaterialOther
Roof TypeGable
Roof MaterialShingle
Parking Spaces1 Parking Space

Location & Zoning

Street Address321 E ADAMS ST
CityKOSCIUSKO
StateMS
Zip39090-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 310 MERCER
Legal Lot Number310
JurisdictionATTALA MS
Township / Civil Division2
Census Block Group2
Census Block2022
Census Tract60600

Owner

Source: Attala County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10590 ATTALA ROAD 5131, KOSCIUSKO, MS 39090-4671
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2019Deed of Trust, Mortgage
HOLMES COUNTY BANK & TRUST CO
Dec 5, 2019Deed of Trust, Mortgage
HOLMES COUNTY BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Deed Document Number0000867603
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATTALA MS
Property Address321 E ADAMS ST, KOSCIUSKO, MS 39090-3703
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00001144/1
DateDec 5, 2019
Book Page1144/1
Lender
NameHOLMES COUNTY BANK & TRUST CO
TypeBank
AddressLEXINGTON, MS 39095
Agreement
AmountAmount Recorded
Term60 Months
DueDec 5, 2024

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATTALA MS
Property Address321 E ADAMS ST, KOSCIUSKO, MS 39090-3703
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1144/1
DateDec 5, 2019
Book Page1144/1
Lender
NameHOLMES COUNTY BANK & TRUST CO
TypeBank
AddressLEXINGTON, MS 39095
Agreement
AmountAmount Recorded
Term60 Months
DueDec 5, 2024

Tax Assessment & Valuation

Source: Attala County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyAttala County
MunicipalityKosciusko City
Unified School DistrictKosciusko School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,188.00 (+25.71%)$8,415 (+26.75%) Land $1,423 Building $6,992$56,101 (+26.76%) Land $9,486 Building $46,615
2023$945.00$6,639 Land $949 Building $5,690$44,258 Land $6,324 Building $37,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims9 (2001–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event
  • Severe Storms, Straight-line Winds, And Tornadoes., Jun 2023 · 2 claims
  • Severe Storms And Flooding, Apr 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KOSCIUSKO
serves 9,646 people · EPA ID MS0040004
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Telapex
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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