321 E 9th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 321 E 9th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1904
Lot Size	0.117 acres (5,104 sqft)
Owner	Individual Name on Record
Tax Bill	$1,622 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-481-008.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-481-008.000-023`
Alternative APN	`01611465880`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,290 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,104 sqft (0.117 acres)
Lot Dimensions	116 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611465880
Street Address	321 E 9TH ST
City	MISHAWAKA
State	IN
Zip	46544-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 GAYLORS 1ST ADD
Legal Subdivision	GAYLORS 1ST ADD
Legal Lot Number	38
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2022
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	321 E 9TH ST, MISHAWAKA, IN 46544-2157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2008
Deed Sale	Feb 15, 2008
Prior Sale	Oct 24, 2007
Deed Document Number	0804889
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	321 E 9TH ST, MISHAWAKA, IN 46544-2157
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002604186
Date	Feb 19, 2026
Instrument	2604186

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2046

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,300 (+35.16%) Land $16,600 Building $148,700	$165,300 (+35.16%) Land $16,600 Building $148,700
2024	$1,622.00 (+17.79%)
2023	$1,377.00 (-0.65%)	$122,300 (-) Land $16,600 Building $105,700	$122,300 (-) Land $16,600 Building $105,700
2022	$1,386.00 Homeowner's exemption	$122,300 Land $16,600 Building $105,700	$122,300 Land $16,600 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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