321 E 5th St, Ontario, CA 91764 Property Records

San Bernardino County property record for 321 E 5th St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1949
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,079 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1047-362-36-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-362-36-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Frame
Lot Area	9,240 sqft (0.212 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	254 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	321 E 5TH ST
City	ONTARIO
State	CA
Zip	91764-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2603 ALDEN DULL SQUARE W 35 FT LOT 12 AND E 45 FT LOT 13
Legal Subdivision	ALDEN DULL SQUARE
Legal Tract	2603
Legal Block	4
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4013
Census Tract	1200

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 24, 2019	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019
Deed Sale	May 24, 2019
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	2019168259
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000168259
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 5TH ST, ONTARIO, CA 91764-1702

Mortgage

Document Number	0000361100
Date	Oct 31, 2022
Instrument	2022-0361100

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 5TH ST, ONTARIO, CA 91764-1702

Mortgage

Document Number	0000530463
Date	Dec 29, 2020
Instrument	2020-0530463

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Document Number	0000110498
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 E 5TH ST ONTARIO CA 917641702, ONTARIO, CA 91764-1702

Mortgage

Document Number	0000110498
Date	Mar 30, 2020
Instrument	110498

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 24, 2019
Property Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Document Number	0000168259
Map Reference	MB 37 PG 15
Instrument Date	May 16, 2019
Instrument	2019-0168259
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 5TH ST, ONTARIO, CA 91764-1702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000168260
Date	May 24, 2019
Instrument	2019-0168260

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$385,068 (+2%) Land $138,099 Building $246,969
2025	$4,079.00 (+5.35%) Homeowner's exemption	$377,517 (+4.04%) Land $135,391 Building $242,126
2023	$3,872.00 (+1.39%) Homeowner's exemption	$362,857 Land $130,133 Building $232,724
2022	$3,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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