321 E 4th St, Lamoni, IA 50140 Property Records

Decatur County property record for 321 E 4th St, Lamoni, IA 50140 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,961 sqft · built 1966
Lot Size0.342 acres (14,897 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Aug 2022)
Tax Bill$1,973 (2024)
Deeds & MortgagesAug 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN1311137006

Property Details

APN / Parcel Number

Primary APN1311137006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,961 sqft Living Area
Basement Area1,186 sqft
Unfinished Basement1,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area14,897 sqft (0.342 acres)
Garage TypeAttached
Garage Area392 sqft

Location & Zoning

Street Address321 E 4TH ST
CityLAMONI
StateIA
Zip50140-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTERN ADDN W 15' OF N 110' & W11' OF S40' LOT 8 & ALL LOT 9
Legal SubdivisionEASTERN ADD
Legal Lot Number8-9
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2051
Census Tract960200

Owner

Source: Decatur County records · APN 1311137006

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 E 4TH ST, LAMONI, IA 50140-1231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2022 · Amount on Record
Deed SaleAug 05, 2022 · Amount on Record
Deed Document Number20221268
Record UpdatedJun 08, 2026

August 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionDECATUR IA
Recording DateAug 05, 2022
Property Address321 E 4TH ST, LAMONI, IA 50140-1231
Document Number0020221268
Instrument DateAug 03, 2022
Instrument2022-1268
Transaction TypeForeclosure
Record UpdatedSep 04, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$119.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address213 N CLARK ST, LAMONI, IA 50140-1017

Mortgage

Document Number0020221269
DateAug 05, 2022
Instrument2022-1269
Lender
NameBTC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$108,890 (+32.55%) Land $21,320 Building $87,570$108,890 (+32.55%) Land $21,320 Building $87,570
2024$1,973.00 (-28.36%)$82,150 (-) Land $13,330 Building $68,820
2023$82,150 (-24.97%) Land $13,330 Building $68,820$82,150 (-24.97%) Land $13,330 Building $68,820
2022$109,494 Land $6,854 Building $102,640
2021$2,754.00$109,494 Land $6,854 Building $102,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Decatur County (19053C), updated February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Grand River Mutual TelephoneFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Lockridge NetworksFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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