321 E 450 St N, Downey, ID 83234 Property Records

Bannock County property record for 321 E 450 St N, Downey, ID 83234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1940
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RDCPD002002`

Property Details

APN / Parcel Number

Primary APN	`RDCPD002002`
Alternative APN	`RPRDCPD002002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,917 sqft Finished Area
1st Floor Area	3,652 sqft
Attic	Attic
Attic Area	630 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Detached
Garage Area	24 sqft
Parking Spaces	1 Parking Space
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	321 E 450 ST N
City	DOWNEY
State	ID
Zip	83234-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR NE4SW4 TAX 99 1.46 AC S27-T11S-R37E COUNT PROP IN DOWNEY
Legal Range	37E
Legal Township	11S
Legal Section	27
Jurisdiction	BANNOCK ID
Township / Civil Division	SOUTH BANNOCK
Census Block Group	4
Census Block	4133
Census Tract	1900

Owner

Source: Bannock County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E 450 ST N, DOWNEY, ID 83234-1746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Quit Claim Deed, Transfer TITLE ONE
Jan 7, 2020	Deed of Trust, Mortgage RAILS WEST FCU
Jan 7, 2020	Deed of Trust, Mortgage RAILS WEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023
Deed Sale	Sep 11, 2023
Deed Document Number	20239401
Last Transfer Date	Apr 22, 2026
Transfer Doc	0000004632
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANNOCK ID
Recording Date	Apr 22, 2026
Property Address	321 E 450 ST N, DOWNEY, ID 83234-1746
Document Number	0000004632
Instrument Date	Apr 22, 2026
Instrument	20264632
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 450 ST N, DOWNEY, ID 83234-1746

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	321 E 450 ST N, DOWNEY, ID 83234-1746
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022000319
Date	Jan 7, 2020
Instrument	22000319

Lender

Name	RAILS WEST FCU
Type	Credit Union
Address	POCATELLO, ID 83204

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANNOCK ID
Property Address	321 E 450 ST N, DOWNEY, ID 83234-1746
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	PIONEER TITLE POCATELLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022000291
Date	Jan 7, 2020
Instrument	22000291

Lender

Name	RAILS WEST FCU
Type	Credit Union
Address	POCATELLO, ID 83204

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2025

Tax Assessment & Valuation

Source: Bannock County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bannock County
Municipality	Downey City
Unified School District	Marsh Valley Joint School District 21 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+10.56%) Homeowner's exemption	$291,747 (+15.49%) Land $72,311 Building $219,436	$291,747 (+15.49%) Land $72,311 Building $219,436
2023	$1,279.00 Homeowner's exemption	$252,618 Land $54,140 Building $198,478	$252,618 Land $54,140 Building $198,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOWNEY serves 586 people · EPA ID ID6030012
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fybercom Fixed Wireless	120 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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