321 E 2nd St, Oxford, AL 36203 Property Records

Calhoun County property record for 321 E 2nd St, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1950
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2021)
Tax Bill	$422 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-30-1-005-027.000`

Property Details

APN / Parcel Number

Primary APN	`21-09-30-1-005-027.000`
Alternative APNs	`204644` `16898`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,522 sqft
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	145 ft deep x 70.9 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	204644
Street Address	321 E 2ND ST
City	OXFORD
State	AL
Zip	36203-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 TSP 16S RNG 8E PT OF NE1/4 OF NE1/4 BEG 232 W OF NW INT 2ND ST & HALE ST TH W 66 N 136.55 NE 80.48 SW 44.27 S 108.54 T
Legal Range	08E
Legal Township	16S
Legal Section	30
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	2
Census Block	2021
Census Tract	1201

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E 2ND ST, OXFORD, AL 36203-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NOBLE BANK & TRUST
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF ALABAMA
Feb 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	20213276-0166
Deed Book / Page	3276 / 166
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	003228/992
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Mar 14, 2022
Property Address	321 E 2ND ST, OXFORD, AL 36203-1703
Document Number	003297/581
Book / Page	3297 / 581
Instrument Date	Mar 11, 2022
Instrument	3297-0581
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 STEWART ST, OXFORD, AL 36203-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 2ND ST, OXFORD, AL 36203-1703

Mortgage

Document Number	5050060950500609
Date	Mar 14, 2022
Instrument	5050/060950500609

Lender

Name	NOBLE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Feb 10, 2021
Property Address	321 E 2ND ST, OXFORD, AL 36203-1703
Document Number	003276/166
Book / Page	3276 / 166
Instrument Date	Feb 10, 2021
Instrument	3276-0166
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 NELSON DR, CHILDERSBURG, AL 35044-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 STEWART ST, OXFORD, AL 36203-1743

Mortgage

Document Number	4987064149870641
Date	Feb 10, 2021
Instrument	4987/064149870641

Lender

Name	FIRST BANK OF ALABAMA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN AL
Recording Date	Feb 12, 2018
Property Address	321 E 2ND ST, OXFORD, AL 36203-1703
Document Number	003228/992
Book / Page	3228 / 992
Instrument Date	Jan 19, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 2ND ST, OXFORD, AL 36203-1703
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$422.00
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$10,220 (+0.08%)	$102,120 (-) Land $10,000 Building $92,120
2023	$264.00 (-17.76%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$10,212 (+30.39%) Land $1,000 Building $9,212	$102,120 (+30.39%) Land $10,000 Building $92,120
2022	$321.00 Homeowner's exemption	$7,832 Land $1,000 Building $6,832	$78,320 Land $10,000 Building $68,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1979–2010)
Most Recent Claim	Apr 2010 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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