321 E 16th St, Winston Salem, NC 27105 Property Records

Forsyth County property record for 321 E 16th St, Winston Salem, NC 27105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,211 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$907 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6836-32-5983.00`

Property Details

APN / Parcel Number

Primary APN	`6836-32-5983.00`
Alternative APNs	`6836-32-5983.000` `0232109`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,211 sqft
Flooring	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 E 16TH ST
City	WINSTON SALEM
State	NC
Zip	27105-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM5
Legal Description	LO:109 BL:0232
Legal Subdivision	OLD NORTH ELEMENTARY SCHOOL AREA
Legal Block	0232
Legal Lot Number	109
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	1
Census Block	1025
Census Tract	400

Owner

321 E 16th St is owned and occupied by two individuals who acquired it in October 2008.

Source: Forsyth County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 7, 2018	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Dec 13, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2008
Deed Sale	Oct 27, 2008
Prior Sale	Feb 11, 2005 · Amount on File
Deed Book / Page	2859 / 4107
Prior Transfer Date	Sep 25, 2008
Prior Transfer Doc	0028594107
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012

Mortgage

Document Number	0037150896
Date	Aug 30, 2022
Book Page	3715/896
Instrument	2022040261

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Jan 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012

Mortgage

Document Number	0035571003
Date	Oct 7, 2020
Book Page	3557/1003
Instrument	2020044917

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jan 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012
Document Number	0034331751
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 E SIXTEENTH ST WINSTON SALEM NC 271056012, WINSTON SALEM, NC 27105-6012

Mortgage

Document Number	0034331751
Date	Nov 7, 2018
Book Page	003433/001751
Instrument	43327

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Amount	Amount on Record

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORSYTH NC
Property Address	321 E 16TH ST, WINSTON SALEM, NC 27105-6012
Document Number	0033290689
Book / Page	003329 / 000689
Instrument Date	Dec 13, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E SIXTEENTH ST WINSTON SALEM NC 271056012, WINSTON SALEM, NC 27105-6012

Mortgage

Document Number	0033290689
Date	Jan 23, 2017
Book Page	003329/000689
Instrument	2719

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 321 E 16th St was $907, up 90.5% from the year before.

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+90.55%)	$82,300 Land $15,000 Building $67,300	$82,300 Land $15,000 Building $67,300
2024	$476.00 (+4.62%)
2023	$455.00	$34,000 Land $10,500 Building $23,500	$34,000 Land $10,500 Building $23,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 E 16th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
X1 Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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