321 E 12th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 321 E 12th St, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 848 sqft · built 1900
Lot Size0.218 acres (9,512 sqft)
Owner2 Trust Names on File
Tax Bill$2,080 (2025)
Flood ZoneZone X (minimal risk)
APN8914-13-203-006

Property Details

APN / Parcel Number

Primary APN8914-13-203-006

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area848 sqft Living Area
1st Floor Area584 sqft
Basement Area584 sqft
Unfinished Basement584 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,512 sqft (0.218 acres)
Lot Dimensions116 ft deep x 82 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area108 sqft
Deck AreaDeck Area
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address321 E 12TH ST
CityCEDAR FALLS
StateIA
Zip50613-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUDITORS PLAT NO 13 CF LOT 9 & THAT PART OF LOT 11 WHICH LIES N OF S LINE LOT 10 EXTENDED E TO SW COR LOT 8
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionAUDITORS PLAT NO 13 CF
Legal Lot Number8-11
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group1
Census Block1001
Census Tract2301

Owner

Source: Black Hawk County records · APN 8914-13-203-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address321 E 12TH ST, CEDAR FALLS, IA 50613-3315
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00$149,060 (+15.27%) Land $57,810 Building $91,250$149,060 (+15.27%) Land $57,810 Building $91,250
2024$2,080.00 (+3.28%)
2023$129,310 (+18.57%) Land $38,540 Building $90,770$129,310 (+18.57%) Land $38,540 Building $90,770
2022$2,014.00 Homeowner's exemption$109,060 Land $38,540 Building $70,520
2021$109,060 Land $38,540 Building $70,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130023011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims13 (2008–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimFeb 2020, other causes
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 492 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cedar Falls Municipal Communications UtilityFiber10,000 / 10,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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