321 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 321 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,296 sqft · built 1971
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Dec 2015)
Tax Bill	$12,218 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00985-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00985-0000-00008`
Alternative APNs	`320098500008` `329`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft
Upper Floors Area	784 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces
Patio Area	520 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	329
Street Address	321 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	HILLFIELD SEC 5
Legal Block	985
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1012
Census Tract	801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 DWIGHT RD, MIDDLETOWN, NJ 07748-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 9, 2017	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Deed Document Number	2015114024
Deed Book / Page	9143 / 4997
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	321 DWIGHT RD, MIDDLETOWN, NJ 07748-3024
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096740199
Date	Jan 10, 2024
Book Page	9674/199
Instrument	2024002417

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	321 DWIGHT RD, MIDDLETOWN, NJ 07748-3024
Document Number	0000034889
Book / Page	009220 / 004877
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 DWIGHT RD MIDDLETOWN NJ 077483024, MIDDLETOWN, NJ 07748-3024

Mortgage

Document Number	0000034889
Date	Apr 3, 2017
Book Page	009220/004877
Instrument	34889

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$791,200 (+4.52%) Land $503,600 Building $287,600	$791,200 (+4.52%) Land $503,600 Building $287,600
2025	$12,218.00 (+24.23%)	$757,000 (+19.03%) Land $467,600 Building $289,400	$757,000 (+19.03%) Land $467,600 Building $289,400
2024	$9,835.00 (-4.75%)
2023		$636,000 Land $357,800 Building $278,200	$636,000 Land $357,800 Building $278,200
2022	$10,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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