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321 Derecho Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 321 Derecho Way, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,470 sqft · built 1965
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Oct 2021)
Tax Bill$6,871 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN214-290-140-000

Property Details

APN / Parcel Number

Primary APN214-290-140-000
Alternative APN
  • 214-290-14

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number214-290-14
Street Address321 DERECHO WAY
CityTRACY
StateCA
Zip95376-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891004 FR ORIG APN 211290143
Legal SubdivisionCABRILLO PARK 05
Legal Block2
Legal Lot Number177
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2004
Census Tract5310

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 DERECHO WAY, TRACY, CA 95376-1914
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleNov 4, 2013 · Amount on Record
Deed Document Number2021175364
Prior Transfer DateNov 16, 2000
Prior Transfer Doc0000136268
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 19, 2021
Property Address321 DERECHO WAY, TRACY, CA 95376-1914
Document Number0000175364
Map ReferenceVOL 17 PG 49
Instrument DateOct 12, 2021
Instrument2021-175364
Transaction TypeTransfer
Record UpdatedOct 29, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address321 DERECHO WAY, TRACY, CA 95376-1914
InvestorPossibly a Property Investor

Mortgage

Document Number0000175365
DateOct 19, 2021
Instrument2021-175365
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address321 DERECHO WAY, TRACY, CA 95376-1914
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 DERECHO WAY, TRACY, CA 95376-1914

Mortgage

Document Number0000055137
DateMay 29, 2019
Instrument2019-055137
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,871.00 (-2%)
2025$7,011.00 (+7.23%)$608,900 (+1.18%) Land $180,000 Building $428,900
2023$6,538.00 (+2.08%)$601,800 Land $178,500 Building $423,300$546,390
2022$6,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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