San Diego County property record for 321 del Flora St, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,067 sqft Living Area |
| Lot Size | 8,012 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2003) |
| Tax Bill | $6,204.00 (2025) |
| Primary APN | 157-880-39-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,067 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,012 sqft (0.184 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 321 DEL FLORA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-7958 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 39 TR 013467 |
| Legal Subdivision | OCEANSIDE 1 |
| Legal Tract | 013467 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 18613 |
Source: San Diego County records · APN 157-880-39-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 01, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2003 · Amount on Record |
| Deed Sale | May 30, 2003 · Amount on Record |
| Prior Sale | May 30, 2003 |
| Deed Doc Number | 2003640900 |
| Prior Transfer Date | Jan 24, 2001 |
| Prior Transfer Doc | 0000059666 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Document Number | 0000377460 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-0377460 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Document Number | 0000778272 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021-0778272 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 321 DEL FLORA ST, OCEANSIDE, CA 92058-7958 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000346954 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 2017-0346954 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $568,724 (+2%) Land $332,371 Building $236,353 | |
| 2025 | $6,204.00 (+5.22%) Homeowner's exemption | $557,573 (+4.04%) Land $325,854 Building $231,719 |
| 2023 | $5,896.00 (+1.57%) Homeowner's exemption | $535,923 Land $313,201 Building $222,722 |
| 2022 | $5,805.00 |
321 del Flora St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 51st percentile of exposed land nationally · 30th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 763 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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