321 Dearborne Rd, Rayne, LA 70578 Property Records

Lafayette Parish property record for 321 Dearborne Rd, Rayne, LA 70578

Property Summary

Property Type	Single Family Home
Details	430 sqft · built 2008
Lot Size	6.64 acres (289,456 sqft)
Owner	Individual Name on File
Last Sale	$57,816 (May 2007)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6021913`

Property Details

APN / Parcel Number

Primary APN	`6021913`

Interior

Building Area	430 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	289,456 sqft (6.64 acres)
Garage Area	2,281 sqft

Location & Zoning

Street Address	321 DEARBORNE RD
City	RAYNE
State	LA
Zip	70578-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR G-2 SEC 19 T10S R3E (6.645 AC)
Legal Range	03E
Legal Township	10S
Legal Section	19
Legal Tract	G-2
Jurisdiction	LAFAYETTE LA
Township / Civil Division	B
Census Block Group	1
Census Block	1020
Census Tract	1003

Owner

321 Dearborne Rd is owned and occupied by an individual who bought it in May 2007.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	321 DEARBORNE RD, RAYNE, LA 70578-2650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERFORMANCE MORTGAGE
Jul 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING SERVICING INC
Jul 26, 2013	Deed of Trust, Mortgage · Line of Credit MIDSOUTH BANK NA
May 31, 2007	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2007 · Amount on File
Deed Sale	May 31, 2007 · Amount on File
Deed Document Number	200724433
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	321 DEARBORNE RD, RAYNE, LA 70578-2650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000042569
Date	Nov 18, 2020
Instrument	2020-00042569

Lender

Name	PERFORMANCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	321 DEARBORNE RD, RAYNE, LA 70578-2650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RTE TITLE COMPANY INC, REAL TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400026271
Date	Jul 15, 2014
Instrument	2014-00026271

Lender

Name	UNIVERSAL LENDING SERVICING INC
Type	Non-Lending Institution
Address	LAFAYETTE, LA 70508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	321 DEARBORNE RD, RAYNE, LA 70578-2650
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300031692
Date	Jul 26, 2013
Instrument	2013-00031692

Lender

Name	MIDSOUTH BANK NA
Address	LAFAYETTE, LA 70502

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2007: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 31, 2007
Property Address	321 DEARBORNE RD, RAYNE, LA 70578-2650
Document Number	200700024433
Instrument Date	May 30, 2007
Instrument	2007-00024433
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 490, MAURICE, LA 70555-0490

Tax Assessment & Valuation

The 2025 property tax bill for 321 Dearborne Rd was $4,347 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00	$49,905 Land $8,470 Building $41,435	$499,050 Land $84,700 Building $414,350
2023	$3,658.00 (+0.19%) Homeowner's exemption	$48,961 (-) Land $8,470 Building $40,491	$489,610 (-) Land $84,700 Building $404,910
2022	$3,651.00 Homeowner's exemption	$48,961 Land $8,470 Building $40,491	$489,610 Land $84,700 Building $404,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Dearborne Rd in Zone X, an area of minimal flood risk, though there have been 98 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	16 of 98
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2016 · 29 claims Severe Storms & Flooding, Jan 1993 · 5 claims Tropical Storm Allison, Jul 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Dearborne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon.

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