Norfolk City property record for 321 Curtis St, Norfolk, VA 23523 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,150 sqft · built 1980 |
| Lot Size | 0.239 acres (10,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (Aug 2011) |
| Tax Bill | $3,182 (2025) |
| Deeds & Mortgages | Oct 2007 Mortgage Jan 2025 Second Mortgage + 1 more |
| APN | 43273600 |
| Primary APN | 43273600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,424 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 321 CURTIS ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23523-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 18-G |
| Legal Subdivision | NORFOLK REDEVELOMENT & HOUSING AUTHORITY |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 5000 |
Source: Norfolk City records · APN 43273600
Assessment roll updated September 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 CURTIS ST, NORFOLK, VA 23523-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2007 | Deed of Trust, Mortgage COMMUNITY BANK |
| Jan 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 26, 2007 | Deed, Transfer · ARM NATIONAL CITY MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on Record |
| Deed Sale | Aug 19, 2011 · Amount on Record |
| Prior Sale | Feb 09, 2011 · Amount on Record |
| Deed Document Number | 201116427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 321 CURTIS ST, NORFOLK, VA 23523-1344 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070038386 |
|---|---|
| Date | Oct 17, 2007 |
| Instrument | 070038386 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23451 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 321 CURTIS ST, NORFOLK, VA 23523-1344 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0250001017 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 250001017 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 21, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Nov 26, 2007 |
| Property Address | 321 CURTIS ST, NORFOLK, VA 23523-1344 |
| Document Number | 0070042366 |
| Map Reference | MB30 PG44 |
| Instrument Date | Nov 20, 2007 |
| Instrument | 070042366 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 321 CURTIS ST, NORFOLK, VA 23523-1344 |
| Document Number | 0070042367 |
|---|---|
| Date | Nov 26, 2007 |
| Instrument | 070042367 |
| Name | NATIONAL CITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.17% |
| Change Frequency | Annually |
| Min Rate At Change | 4.17% |
| Max Rate At Change | 8.17% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,182.00 (+8.6%) | $258,700 (+10.37%) Land $110,000 Building $148,700 | $258,700 (+10.37%) Land $110,000 Building $148,700 |
| 2023 | $2,930.00 | $234,400 Land $110,000 Building $124,400 | $234,400 Land $110,000 Building $124,400 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517100050002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (1999–2020) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Nov 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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