321 Craven County Rd, New Bern, NC 28560 Property Records

Pamlico County property record for 321 Craven County Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,816 sqft · built 1960
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B02-9`

Property Details

APN / Parcel Number

Primary APN	`B02-9`
Alternative APNs	`650276630000` `33426`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,816 sqft Finished Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	33426
Street Address	321 CRAVEN COUNTY RD
City	NEW BERN
State	NC
Zip	28560-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SIDE SR1128 PCA 126-2 0003039 650276630000
Legal Subdivision	PCA 126-2
Jurisdiction	PAMLICO NC
Township / Civil Division	1
Census Block Group	3
Census Block	3019
Census Tract	950101

Owner

321 Craven County Rd is owned and occupied by an individual who acquired it in September 2026.

Source: Pamlico County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Sep 9, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Aug 31, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Apr 22, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Mar 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026
Deed Sale	Sep 9, 2026
Prior Sale	Mar 8, 2019 · Amount on File
Deed Book / Page	762 / 325
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0762000325
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Recording Date	Sep 9, 2026
Property Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Document Number	0762000331
Book / Page	762 / 331
Instrument Date	Sep 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101

Mortgage

Document Number	0762000331,
Date	Sep 9, 2026
Book Page	762/331

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 9, 2026
Property Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Document Number	0762000325
Book / Page	762 / 325
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101

Mortgage

Document Number	0762000331,
Date	Sep 9, 2026
Book Page	762/331

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000629/141
Date	Aug 31, 2017
Book Page	629/141

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAMLICO NC
Recording Date	Apr 22, 2019
Property Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Document Number	000647/457
Book / Page	647 / 457
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101

Mortgage

Document Number	000647/459
Date	Apr 22, 2019
Book Page	647/459

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Mar 8, 2019
Property Address	321 CRAVEN COUNTY RD, NEW BERN, NC 28560-5101
Document Number	000645/881
Book / Page	645 / 881
Instrument Date	Jan 23, 2019
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 N MAY ST, CHANDLER, AZ 85226-1809

Tax Assessment & Valuation

The 2025 property tax bill for 321 Craven County Rd was $1,039.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,039.00	$144,210 Land $24,299 Building $119,911	$144,210 Land $24,299 Building $119,911
2023	$1,010.00	$144,210 Land $24,299 Building $119,911	$144,210 Land $24,299 Building $119,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Craven County Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Craven County Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Craven County Rd

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