321 Covington St, Oakland, CA 94605 Property Records

Alameda County property record for 321 Covington St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 978 sqft · built 1941
Lot Size	0.125 acres (5,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$882,500 (Jan 2021)
Tax Bill	$14,637 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-6157-19`

Property Details

APN / Parcel Number

Primary APN	`48-6157-19`
Alternative APN	`048-6157-019-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,429 sqft (0.125 acres)

Location & Zoning

Street Address	321 COVINGTON ST
City	OAKLAND
State	CA
Zip	94605-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00243 BLK: TR: 0537
Legal Subdivision	537 OAKLAND
Legal Tract	0537
Legal Block	1
Legal Lot Number	243
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	410000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 COVINGTON ST, OAKLAND, CA 94605-5809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 13, 2021	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 7, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202115262
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0000070199
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	321 COVINGTON ST, OAKLAND, CA 94605-5809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071171
Date	Mar 30, 2020
Instrument	2020071171

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 13, 2021
Property Address	321 COVINGTON ST, OAKLAND, CA 94605-5809
Document Number	0000015262
Map Reference	MB 29 PG 29-35
Instrument Date	Jan 7, 2021
Instrument	2021015262
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,208.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 COVINGTON ST, OAKLAND, CA 94605-5809

Mortgage

Document Number	0000015263
Date	Jan 13, 2021
Instrument	2021015263

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 7, 2017
Property Address	321 COVINGTON ST, OAKLAND, CA 94605-5809
Document Number	0000148617
Map Reference	MAP29 PG29-35
Instrument Date	Jul 5, 2017
Instrument	2017148617
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	321 COVINGTON ST, OAKLAND, CA 94605-5809

Mortgage

Document Number	0000148618
Date	Jul 7, 2017
Instrument	2017148618

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$967,332 (+1.27%) Land $292,299 Building $682,033
2025	$14,637.00 (-0.94%) Homeowner's exemption	$955,234 (+4.04%) Land $286,570 Building $668,664
2023	$14,776.00	$918,152 Land $275,445 Building $642,707	$893,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2000)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

Cell Coverage

5G and 4G LTE (outdoors only)

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