321 Copco Ln, San Jose, CA 95123 Property Records

Santa Clara County property record for 321 Copco Ln, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 1968
Lot Size	0.141 acres (6,148 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2003)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`692-19-007`

Property Details

APN / Parcel Number

Primary APN	`692-19-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,846 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,148 sqft (0.141 acres)
Lot Dimensions	106 ft deep x 58 ft wide
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	321 COPCO LN
City	SAN JOSE
State	CA
Zip	95123-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4493 BOOK 239 PAGE 46 PAGE 47 LOT 7
Legal Subdivision	TRACT NO 4493
Legal Tract	4493
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1011
Census Tract	512029

Owner

321 Copco Ln is owned and occupied by an individual who bought it in November 2003.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	321 COPCO LN, SAN JOSE, CA 95123-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CENTRAL CU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2003 · Amount on File
Deed Sale	Nov 18, 2003 · Amount on File
Prior Sale	Aug 16, 2001 · Amount on File
Deed Document Number	200317478140
Prior Transfer Date	Nov 11, 2003
Prior Transfer Doc	0017478140
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	321 COPCO LN, SAN JOSE, CA 95123-3511
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 COPCO LN, SAN JOSE, CA 95123-3511

Mortgage

Document Number	0025361920
Date	Aug 23, 2022
Instrument	25361920

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2029

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	321 COPCO LN, SAN JOSE, CA 95123-3511
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 COPCO LN, SAN JOSE, CA 95123-3511

Mortgage

Document Number	0025038944
Date	Jul 23, 2021
Instrument	25038944

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	321 COPCO LN, SAN JOSE, CA 95123-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023848045
Date	Jan 12, 2018
Instrument	23848045

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 7, 2017
Property Address	321 COPCO LN, SAN JOSE, CA 95123-3511
Document Number	0023577333
Map Reference	MAP239 PG46&47
Instrument Date	Jan 26, 2017
Instrument	23577333
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 COPCO LN, SAN JOSE, CA 95123-3511

Mortgage

Document Number	0023577334
Date	Feb 7, 2017
Instrument	23577334

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 321 Copco Ln was $2,768 with a homeowner's exemption, up 3.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$98,667 (+2%) Land $26,356 Building $72,311
2025	$2,768.00 (+3.63%) Homeowner's exemption	$96,734 Land $25,840 Building $70,894
2024	$2,671.00 (+3.45%)
2023	$2,582.00 (+0.82%) Homeowner's exemption	$92,980 Land $24,838 Building $68,142
2022	$2,561.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Copco Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 Copco Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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