321 Cooper St, Mountain Home, AR 72653 Property Records

Baxter County property record for 321 Cooper St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft
Lot Size	0.286 acres (12,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jun 2026)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-00841-008`

Property Details

APN / Parcel Number

Primary APN	`007-00841-008`
Alternative APN	`30120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,464 sqft (0.286 acres)
Lot Dimensions	152 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Porch	Slab
Porch Area	28 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 COOPER ST
City	MOUNTAIN HOME
State	AR
Zip	72653-4270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 6 EVERGREEN ESTATES
Legal Range	13
Legal Township	19
Legal Section	10
Legal Subdivision	EVERGREEN ESTATES
Legal Block	6
Legal Lot Number	8
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3038
Census Tract	950200

Owner

Source: Baxter County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LEGACY TITLE
Jun 30, 2026	Warranty Deed, Transfer LEGACY TITLE
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jun 30, 2026 · Amount on Record
Deed Document Number	20265744
Prior Transfer Date	Nov 7, 2024
Prior Transfer Doc	L202409515
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jun 30, 2026
Property Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270
Document Number	0000005744
Instrument Date	Jun 18, 2026
Instrument	20265744
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$69,993.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270

Mortgage

Document Number	0000005745,
Date	Jun 30, 2026
Instrument	20265745

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jun 30, 2026
Property Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270
Document Number	0000005743
Instrument Date	Nov 8, 2024
Instrument	20265743
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$57,745.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Aug 25, 2020
Property Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270
Document Number	L202008522
Instrument Date	Aug 25, 2020
Instrument	L202008522
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 ASHBRIAR DR, 1707, MOUNTAIN HOME, AR 72653-3780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 COOPER ST, MOUNTAIN HOME, AR 72653-4270

Mortgage

Document Number	L202008523
Date	Aug 25, 2020
Instrument	L202008523

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (+84.38%)	$32,010 (-) Land $3,200 Building $28,810
2024	$717.00 (-3.11%)
2023	$740.00 Homeowner's exemption	$32,010 Land $3,200 Building $28,810	$160,050 Land $16,000 Building $144,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Nov 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NEXT, Powered by NAEC.

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