Suffolk County and Brookhaven Town property record for 321 Commack Rd, Shirley, NY 11967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 1975 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2021) |
| Tax Bill | $6,831 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200-981.90-01.00-038.001 |
| Primary APN | 0200-981.90-01.00-038.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Waterfront |
| Heating System | Radiant |
|---|
| Account Number | 4220105 |
|---|---|
| Street Address | 321 COMMACK RD |
| City | SHIRLEY |
| State | NY |
| Zip | 11967-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MASTIC ACRES 1643 UNIT 22 153 |
| Legal Subdivision | MASTIC ACRES |
| Legal Block | 1900 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 159518 |
321 Commack Rd is owned and occupied by an individual who bought it in June 2021.
Source: Suffolk County and Brookhaven Town records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 COMMACK RD, SHIRLEY, NY 11967-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit TEACHERS FEDERAL CREDIT UNION |
| Jun 10, 2021 | Deed, Transfer · Stand-Alone First Mortgage UNITED MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on File |
| Deed Sale | Jun 10, 2021 · Amount on File |
| Prior Sale | Jul 30, 2001 · Amount on File |
| Deed Book / Page | 13108 / 231 |
| Prior Transfer Date | Jun 9, 1999 |
| Prior Transfer Doc | 1199000482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 17, 2026 |
| Property Address | 321 COMMACK RD, SHIRLEY, NY 11967-4011 |
| Document Number | 2374000324 |
| Book / Page | 23745 / 324 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 321 COMMACK RD, SHIRLEY, NY 11967-4011 |
| Document Number | 2374000324, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 23745/324 |
| Name | TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 10, 2021 |
| Property Address | 321 COMMACK RD, SHIRLEY, NY 11967-4011 |
| Document Number | 0131080231 |
| Book / Page | 13108 / 231 |
| Instrument Date | May 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 364 FURROWS RD, HOLBROOK, NY 11741-2717 |
| Document Number | 0232860516 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 23286/516 |
| Instrument | DM016543 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | William Floyd Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,590 Land $100 Building $1,490 | $331,250 Land $18,868 Building $281,132 | |
| 2024 | $6,831.00 | ||
| 2023 | $1,590 Land $100 Building $1,490 | $2,944 Land $185 Building $2,759 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 Commack Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 34 (1992–2024) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Commack Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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