321 Co Rte 6, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 321 Co Rte 6, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,871 sqft · built 1870
Lot Size1.09 acres (47,606 sqft)
Owner2 Individual Names on File
Last Sale$148,000 (Mar 2018)
Tax Bill$7,045 (2026)
Deeds & MortgagesApr 2022 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN355489 272.00-04-14

Property Details

APN / Parcel Number

Primary APN355489 272.00-04-14
Alternative APN
  • 548927200000040140000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,871 sqft Living Area
1st Floor Area1,533 sqft
Upper Floors Area338 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialWood
Lot Area47,606 sqft (1.09 acres)
Lot Dimensions220 ft deep x 215 ft wide
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address321 COUNTY ROUTE 6
CityPHOENIX
StateNY
Zip13135-2172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 70 019-024-000
Legal SubdivisionSCRIBAS PATENT
Legal Block4
Legal Lot Number14.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group2
Census Block2026
Census Tract20904

Owner

321 Co Rte 6 is owned and occupied by two individuals who bought it in March 2018.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address321 COUNTY ROUTE 6, PHOENIX, NY 13135-2172
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Mar 23, 2018Warranty Deed, Transfer · FHA Mortgage
HUNT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2018 · Amount on File
Deed SaleMar 23, 2018 · Amount on File
Prior SaleJul 3, 2014 · Amount on File
Deed Document Number20182751
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address321 COUNTY ROUTE 6, PHOENIX, NY 13135-2172
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 COUNTY ROUTE 6, PHOENIX, NY 13135-2172

Mortgage

Document Number0000003961
DateApr 20, 2022
InstrumentR-2022-003961
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueApr 1, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateMar 23, 2018
Property Address321 COUNTY ROUTE 6, PHOENIX, NY 13135-2172
Document Number0000002751
Instrument DateMar 7, 2018
InstrumentR-2018-002751
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 COUNTY ROUTE 6, 321, PHOENIX, NY 13135-2172

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address107 RUTLEDGE ST, SYRACUSE, NY 13219-2929

Mortgage

Document Number0000002752
DateMar 23, 2018
InstrumentR-2018-002752
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 321 Co Rte 6 was $7,045, up 0.7% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,045.00 (+0.67%)
2025$6,998.00$119,000 Land $17,100 Building $101,900$264,444 Land $38,000 Building $226,444
2023$119,000 Land $17,100 Building $101,900$216,364 Land $31,091 Building $185,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Co Rte 6 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Co Rte 6 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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