321 Co Rd 28, Florence, AL 35634 Property Records

Lauderdale County property record for 321 Co Rd 28, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,928 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,144 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01-11-0-000-005-024`

Property Details

APN / Parcel Number

Primary APN	`15-01-11-0-000-005-024`
Alternative APNs	`058391` `32673` `58391`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	1,164 sqft
2nd Floor Area	437 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	587 ft deep x 210 ft wide
Garage Type	Mixed
Garage Area	2,704 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58391
Street Address	321 COUNTY ROAD 28
City	FLORENCE
State	AL
Zip	35634-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	210 X 587S (627.4) IRR LOT PT OF NE/4 OF SW/4 LESS ROAD ROW SEC 11 T2S R11W 3.02 AC/D COM @ NE COR OF NW/4 OF SW/4 OF SEC 11
Legal Range	11W
Legal Township	02S
Legal Section	11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4009
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 COUNTY ROAD 28, FLORENCE, AL 35634-6207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	321 COUNTY ROAD 28, FLORENCE, AL 35634-6207
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/26898
Date	May 11, 2022
Book Page	2022/26898

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+3.81%) Homeowner's exemption	$34,340 (+3.62%)	$343,340 (+3.62%) Land $56,100 Building $287,240
2024	$1,102.00 (+1.94%) Homeowner's exemption	$33,140 (+560.16%) Land $5,460 Building $27,680	$331,360 (+6.48%) Land $54,600 Building $276,760
2023	$1,081.00 (+22.15%) Homeowner's exemption	$5,020 (-80.33%) Land $5,020	$311,180 (+21.94%) Land $50,100 Building $261,080
2022	$885.00 Homeowner's exemption	$25,520	$255,200 Land $40,800 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20