321 Co Rd 1610, Alba, TX 75410 Property Records

Wood County property record for 321 Co Rd 1610, Alba, TX 75410

Property Summary

Property TypeSingle Family Home
Details1,854 sqft · built 2019
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Tax Bill$2,931 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2038-0000-0001-15

Property Details

APN / Parcel Number

Primary APN2038-0000-0001-15
Alternative APN
  • 133351

Interior

Building Area1,854 sqft Living Area
Gross Area2,689 sqft
1st Floor Area1,854 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeGable
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions192 ft deep x 119 ft wide
Garage TypeAttached
Garage Area575 sqft
PorchPorch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number2038-0000-0001-15
Street Address321 COUNTY ROAD 1610
CityALBA
StateTX
Zip75410-4801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1R 0.7 GOLDEN VALLEY
Legal SubdivisionGOLDEN VALLEY
Legal Lot Number1R
JurisdictionWOOD TX
Township / Civil DivisionALBA
Census Block Group2
Census Block2020
Census Tract950402

Owner

321 Co Rd 1610 is owned and occupied by two individuals who acquired it in August 2022.

Source: Wood County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
MINEOLA COMMUNITY BANK SSB
Sep 1, 2021Warranty Deed, Transfer · FHA Mortgage
TOWN SQUARE MORTGAGE & INVESTMENTS
Nov 26, 2019Vendor's Lien, Transfer · Conventional Mortgage
MINEOLA COMMUNITY BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022
Deed SaleAug 15, 2022
Prior SaleSep 1, 2021 · Amount on File
Deed Document Number20229318
Prior Transfer DateNov 26, 2019
Prior Transfer Doc0000012047
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOOD TX
Property Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000012228
DateDec 1, 2020
Instrument2020-00012228
Lender
NameMINEOLA COMMUNITY BANK SSB
TypeBank
AddressMINEOLA, TX 75773
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOOD TX
Recording DateSep 1, 2021
Property Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801
Document Number202100009861
Map ReferenceVOL 10 PG 69
Instrument DateAug 27, 2021
Instrument2021-00009861
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyRAINS COUNTY ABSTRACT AND TITLE, RAINS CNTY ABSTRACTY & TTL C

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801

Mortgage

Document Number202100009862
DateSep 1, 2021
Instrument2021-00009862
Lender
NameTOWN SQUARE MORTGAGE & INVESTMENTS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

November 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWOOD TX
Recording DateNov 26, 2019
Property Address321 COUNTY ROAD 1610, ALBA, TX 75410-4801
Document Number201900012047
Map ReferenceVOL 10 PG 69
Instrument DateNov 26, 2019
Instrument2019-00012047
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address342 RSCR 3388, ALBA, TX 75410

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 COUNTY ROAD 1227, QUITMAN, TX 75783-3337

Mortgage

Document Number201900012048
DateNov 26, 2019
Instrument2019-00012048
Lender
NameMINEOLA COMMUNITY BANK SSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Co Rd 1610 was $2,931 with a homeowner's exemption.

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWood County
Unified School DistrictAlba-Golden Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,640 (-0.94%) Land $31,000 Building $311,640$342,640 (-0.94%) Land $31,000 Building $311,640
2025$2,931.00 Homeowner's exemption$345,880 Land $31,000 Building $314,880$345,880 Land $31,000 Building $314,880
2023$337,850 Land $22,200 Building $315,650$337,850 Land $22,200 Building $315,650
2022$4,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Co Rd 1610 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Co Rd 1610 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN WSC
serves 4,821 people · EPA ID TX2500006
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000

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